MF Gyan
debtVery high risk7 years old

Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Nippon India Mutual Fund. It's been running since 17 Feb 2020.

Latest price per unit
₹0.5342
▲ 294.83% today
As of 27 Jan 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹4.40 L
▲ ₹3.40 L gain · 340.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹2.51 L
Gain / loss+₹1.91 L
XIRR (annualised)901.89%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹97.06 L
Projected gain*+₹96.46 L
*at this fund's historical rate of 901.89% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 80 other funds in Debt Scheme - Credit Risk Fund

Same plan
1-year return
340.48%median 7.19% (+333.28%)
Rank #2 of 81Beats 99% of peers
Bumpiness (3Y)
102.75%median 5.63% (+97.12%)
Rank #62 of 81Less risky than 14% of peers
Worst-ever drop
-25.57%median -12.85% (-12.72%)
Rank #23 of 81Less risky than 70% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 3 years were positive.

+3%
2020
-16%
2021
+297%
2022
Best year
2022 · 297.47%
Worst year
2021 · -16.17%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
102.7%

The value swings roughly 103% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-25.57%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan against other debt funds.

Technical details (for the pros)
CAGR — 1 year340.48%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch89.18%
Volatility — 1 year (annualised)140.38%
Volatility — 3 years (annualised)102.75%
Max drawdown — 1 year0.00%
Max drawdown — 3 years-25.57%
Sharpe ratio — 1 year (rf=6%)1.06
Sharpe ratio — 3 years (rf=6%)0.59

Fund info

Fund house
Nippon India Mutual Fund
Category
Debt Scheme - Credit Risk Fund
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
148101
First price on record
17 Feb 2020 · 471 daily prices

About Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan

Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan is a Debt Scheme - Credit Risk Fund offered by Nippon India Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan is ₹0.5342 (as of 27 Jan 2022). Historically, it has delivered 340.03% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 102.7% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 25.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?+

The latest NAV of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan is ₹0.5342 as of 27 Jan 2022, up 294.83% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?+

Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan has delivered 1-year return 340.03%, since-inception CAGR 89.18%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan belong to?+

Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan is categorised as Debt Scheme - Credit Risk Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?+

Based on its 3-year annualised volatility of 102.7%, Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan a direct plan?+

Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?+

Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan has NAV history available from 17 Feb 2020 — approximately 7 years of track record and 471 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.