Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Baroda Mutual Fund. It's been running since 27 Jan 2015.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
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Vs 80 other funds in Debt Scheme - Credit Risk Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 4 of last 4 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- Baroda Mutual Fund
- Category
- Debt Scheme - Credit Risk Fund
- Plan
- Direct
- Option
- Bonus
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 133678
- First price on record
- 27 Jan 2015 · 831 daily prices
About Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option
Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option is a Debt Scheme - Credit Risk Fund offered by Baroda Mutual Fund under the Direct plan with the Bonus option. It has approximately 12 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option is ₹14.1286 (as of 5 Jul 2018). Historically, it has delivered 6.82% over the last year, 10.27% CAGR over 3 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 1.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option?+
The latest NAV of Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option is ₹14.1286 as of 5 Jul 2018, up 0.03% from the previous day. NAV is updated once a business day after the market close.
What are the returns of Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option?+
Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option has delivered 1-year return 6.82%, 3-year CAGR 10.27%, since-inception CAGR 10.45%. Returns are historical and don't predict future performance — markets move in cycles.
What category does Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option belong to?+
Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option is categorised as Debt Scheme - Credit Risk Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option?+
Based on its 3-year annualised volatility of 1.0%, Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option a direct plan?+
Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option is a Direct plan (no distributor commission — lower expense ratio) with the Bonus option.
How old is Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option?+
Baroda Credit Risk Fund -Plan B(Direct)-Bonus Option has NAV history available from 27 Jan 2015 — approximately 12 years of track record and 831 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.