debtModerate risk

DSP Credit Risk Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From DSP Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit

₹60.7065

▲ 0.04% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.11 L

▲ ₹11.3k gain · 11.3% / year

Invested 3 years ago

₹1.59 L

▲ ₹59.2k gain · 16.8% / year

Invested 5 years ago

₹1.87 L

▲ ₹86.9k gain · 13.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

7.4%

The value swings roughly 7% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-5.98%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year11.31%

CAGR — 3 years16.77%

CAGR — 5 years13.32%

CAGR — since launch9.21%

Volatility — 1 year (annualised)6.07%

Volatility — 3 years (annualised)7.43%

Max drawdown — 1 year-1.77%

Max drawdown — 3 years-1.77%

Sharpe ratio — 1 year (rf=6%)0.86

Sharpe ratio — 3 years (rf=6%)1.37

Fund info

Fund house: DSP Mutual Fund
Category: Debt Scheme - Credit Risk Fund
Plan: Direct
Option: Growth
ISIN (Growth): INF740K01OS4
ISIN (Div re-invest): —
Fund code: 119082
First price on record: 2 Jan 2013 · 3,307 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.