Understand mutual funds, one plain-English post at a time.
Every article defines its own jargon and links to real fund data on MF Gyan. Written for first-time Indian investors.
What is NAV in a mutual fund? A clear guide with examples
NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated once a day. Here is how it works, why the number does not tell you if a fund is cheap or expensive, and how to read it.
What is ELSS? Tax saving mutual funds and the 3-year lock-in, explained
ELSS funds are equity mutual funds that save tax under Section 80C with a 3-year lock-in. Here is how the deduction works, what the lock-in actually means, and how ELSS compares to PPF and NPS.
What is CAGR and how to read a mutual fund's returns
CAGR is the steady yearly return that would explain a fund's total change. Here is how to read 1Y, 3Y, and 5Y CAGR, when to use absolute returns, and how CAGR relates to compounding.
What is a mutual fund? A plain-English explainer for Indian investors
A mutual fund is a shared pool of money invested by a professional. Learn how it works, what NAV means, and how you buy and sell units — all in plain English.
What is a flexi cap fund? A plain-English explainer for Indian investors
A flexi cap fund can invest in large, mid, and small companies in any proportion. Here is how it differs from multi cap, what the manager actually does, and how to compare flexi caps.
Direct vs Regular mutual fund plans: the ₹ difference over 10 years
Direct and Regular plans are the same fund with different fees. Over a decade the ~1% cost gap can eat lakhs. Here is exactly what the difference is and how to check yours.
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