MF Gyan
debtLow risk

BANK OF INDIA CREDIT RISK FUND - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Bank of India Mutual Fund. It's been running since 9 Mar 2015.

Latest price per unit
₹14.8685
0.07% today
As of 3 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.18 L
₹18.0k gain · 18.0% / year
Invested 3 years ago
₹1.33 L
₹33.5k gain · 10.1% / year
Invested 5 years ago
₹3.41 L
₹2.41 L gain · 27.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.3%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-73.37%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)
CAGR — 1 year17.95%
CAGR — 3 years10.10%
CAGR — 5 years27.80%
CAGR — since launch3.49%
Volatility — 1 year (annualised)7.27%
Volatility — 3 years (annualised)4.27%
Max drawdown — 1 year-0.11%
Max drawdown — 3 years-0.21%
Sharpe ratio — 1 year (rf=6%)1.55
Sharpe ratio — 3 years (rf=6%)0.95

Fund info

Fund house
Bank of India Mutual Fund
Category
Debt Scheme - Credit Risk Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF761K01DG8
ISIN (Div re-invest)
Fund code
133868
First price on record
9 Mar 2015 · 2,780 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.