MF Gyan
debtVery high risk5 years old

Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Franklin Templeton Mutual Fund. It's been running since 2 Mar 2022.

Latest price per unit
₹2.1733
▲ 0.00% today
As of 8 Sep 2023 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹4.10 L
▲ ₹3.10 L gain · 309.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹2.15 L
Gain / loss+₹1.55 L
XIRR (annualised)854.74%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹76.23 L
Projected gain*+₹75.63 L
*at this fund's historical rate of 854.74% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 80 other funds in Debt Scheme - Credit Risk Fund

Same plan
1-year return
309.53%median 7.19% (+302.33%)
Rank #5 of 81Beats 94% of peers
Bumpiness (3Y)
107.66%median 5.63% (+102.04%)
Rank #65 of 81Less risky than 10% of peers
Worst-ever drop
-22.01%median -12.85% (-9.16%)
Rank #26 of 81Less risky than 66% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+3%
2022
+290%
2023
Best year
2023 · 290.25%
Worst year
2022 · 3.48%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
107.7%

The value swings roughly 108% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-22.01%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan against other debt funds.

Technical details (for the pros)
CAGR — 1 year309.53%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch150.75%
Volatility — 1 year (annualised)128.73%
Volatility — 3 years (annualised)107.66%
Max drawdown — 1 year0.00%
Max drawdown — 3 years-22.01%
Sharpe ratio — 1 year (rf=6%)1.08
Sharpe ratio — 3 years (rf=6%)0.83

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Debt Scheme - Credit Risk Fund
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
147958
First price on record
2 Mar 2022 · 372 daily prices

About Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan

Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan is a Debt Scheme - Credit Risk Fund offered by Franklin Templeton Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan is ₹2.1733 (as of 8 Sep 2023). Historically, it has delivered 309.13% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 107.7% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 22.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan?+

The latest NAV of Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan is ₹2.1733 as of 8 Sep 2023, up 0.00% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan?+

Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan has delivered 1-year return 309.13%, since-inception CAGR 150.75%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan belong to?+

Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan is categorised as Debt Scheme - Credit Risk Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan?+

Based on its 3-year annualised volatility of 107.7%, Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan a direct plan?+

Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan?+

Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct Growth Plan has NAV history available from 2 Mar 2022 — approximately 5 years of track record and 372 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.