debtLow risk

IDBI Credit Risk Fund Annual IDCW - Direct Plan

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From IDBI Mutual Fund. It's been running since 11 Mar 2014.

Latest price per unit

₹13.4355

▲ 0.01% today

As of 27 Jul 2023 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.07 L

▲ ₹7.2k gain · 7.2% / year

Invested 3 years ago

₹1.33 L

▲ ₹33.3k gain · 10.0% / year

Invested 5 years ago

₹1.21 L

▲ ₹20.7k gain · 3.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

4.2%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-33.42%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year7.19%

CAGR — 3 years10.04%

CAGR — 5 years3.83%

CAGR — since launch3.16%

Volatility — 1 year (annualised)0.94%

Volatility — 3 years (annualised)4.22%

Max drawdown — 1 year-0.45%

Max drawdown — 3 years-1.61%

Sharpe ratio — 1 year (rf=6%)1.27

Sharpe ratio — 3 years (rf=6%)0.92

Fund info

Fund house: IDBI Mutual Fund
Category: Debt Scheme - Credit Risk Fund
Plan: Direct
Option: IDCW
ISIN (Growth): —
ISIN (Div re-invest): —
Fund code: 128337
First price on record: 11 Mar 2014 · 2,263 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.