IDBI Credit Risk Fund Annual IDCW - Direct Plan
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From IDBI Mutual Fund. It's been running since 11 Mar 2014.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 80 other funds in Debt Scheme - Credit Risk Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 4 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of IDBI Credit Risk Fund Annual IDCW - Direct Plan against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- IDBI Mutual Fund
- Category
- Debt Scheme - Credit Risk Fund
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 128337
- First price on record
- 11 Mar 2014 · 2,263 daily prices
About IDBI Credit Risk Fund Annual IDCW - Direct Plan
IDBI Credit Risk Fund Annual IDCW - Direct Plan is a Debt Scheme - Credit Risk Fund offered by IDBI Mutual Fund under the Direct plan with the IDCW option. It has approximately 13 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of IDBI Credit Risk Fund Annual IDCW - Direct Plan is ₹13.4355 (as of 27 Jul 2023). Historically, it has delivered 7.19% over the last year, 10.04% CAGR over 3 years, 3.83% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 4.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 33.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of IDBI Credit Risk Fund Annual IDCW - Direct Plan?+
The latest NAV of IDBI Credit Risk Fund Annual IDCW - Direct Plan is ₹13.4355 as of 27 Jul 2023, up 0.01% from the previous day. NAV is updated once a business day after the market close.
What are the returns of IDBI Credit Risk Fund Annual IDCW - Direct Plan?+
IDBI Credit Risk Fund Annual IDCW - Direct Plan has delivered 1-year return 7.19%, 3-year CAGR 10.04%, 5-year CAGR 3.83%, since-inception CAGR 3.16%. Returns are historical and don't predict future performance — markets move in cycles.
What category does IDBI Credit Risk Fund Annual IDCW - Direct Plan belong to?+
IDBI Credit Risk Fund Annual IDCW - Direct Plan is categorised as Debt Scheme - Credit Risk Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is IDBI Credit Risk Fund Annual IDCW - Direct Plan?+
Based on its 3-year annualised volatility of 4.2%, IDBI Credit Risk Fund Annual IDCW - Direct Plan sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is IDBI Credit Risk Fund Annual IDCW - Direct Plan a direct plan?+
IDBI Credit Risk Fund Annual IDCW - Direct Plan is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is IDBI Credit Risk Fund Annual IDCW - Direct Plan?+
IDBI Credit Risk Fund Annual IDCW - Direct Plan has NAV history available from 11 Mar 2014 — approximately 13 years of track record and 2,263 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.