debtLow risk

SBI CREDIT RISK FUND - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From SBI Mutual Fund. It's been running since 8 Jan 2013.

Latest price per unit

₹17.1789

▲ 0.14% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.09 L

▲ ₹8.7k gain · 8.7% / year

Invested 3 years ago

₹1.28 L

▲ ₹28.3k gain · 8.7% / year

Invested 5 years ago

₹1.45 L

▲ ₹45.3k gain · 7.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

1.0%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-27.12%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year8.72%

CAGR — 3 years8.66%

CAGR — 5 years7.76%

CAGR — since launch3.98%

Volatility — 1 year (annualised)1.17%

Volatility — 3 years (annualised)1.01%

Max drawdown — 1 year-0.35%

Max drawdown — 3 years-0.49%

Sharpe ratio — 1 year (rf=6%)2.22

Sharpe ratio — 3 years (rf=6%)2.56

Fund info

Fund house: SBI Mutual Fund
Category: Debt Scheme - Credit Risk Fund
Plan: Direct
Option: IDCW
ISIN (Growth): —
ISIN (Div re-invest): INF200K01SS0
Fund code: 119792
First price on record: 8 Jan 2013 · 3,304 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.