debtLow risk

Kotak Credit Risk Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Kotak Mahindra Mutual Fund. It's been running since 4 Jan 2013.

Latest price per unit

₹36.2598

▲ 0.02% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.08 L

▲ ₹8.1k gain · 8.1% / year

Invested 3 years ago

₹1.28 L

▲ ₹28.1k gain · 8.6% / year

Invested 5 years ago

₹1.39 L

▲ ₹38.6k gain · 6.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

1.6%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-3.86%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year8.12%

CAGR — 3 years8.61%

CAGR — 5 years6.74%

CAGR — since launch8.24%

Volatility — 1 year (annualised)1.39%

Volatility — 3 years (annualised)1.55%

Max drawdown — 1 year-0.61%

Max drawdown — 3 years-1.46%

Sharpe ratio — 1 year (rf=6%)1.55

Sharpe ratio — 3 years (rf=6%)1.70

Fund info

Fund house: Kotak Mahindra Mutual Fund
Category: Debt Scheme - Credit Risk Fund
Plan: Direct
Option: Growth
ISIN (Growth): INF174K01LZ7
ISIN (Div re-invest): —
Fund code: 119741
First price on record: 4 Jan 2013 · 3,296 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.