debtHigh risk

DSP Credit Risk Fund - Direct Plan - Quarterly IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From DSP Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit

₹11.6454

▲ 0.04% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.01 L

▲ ₹1.1k gain · 1.1% / year

Invested 3 years ago

₹1.04 L

▲ ₹4.5k gain · 1.5% / year

Invested 5 years ago

₹1.07 L

▲ ₹6.5k gain · 1.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

12.4%

The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-11.61%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year1.13%

CAGR — 3 years1.47%

CAGR — 5 years1.28%

CAGR — since launch1.03%

Volatility — 1 year (annualised)9.62%

Volatility — 3 years (annualised)12.42%

Max drawdown — 1 year-6.81%

Max drawdown — 3 years-11.61%

Sharpe ratio — 1 year (rf=6%)-0.50

Sharpe ratio — 3 years (rf=6%)-0.36

Fund info

Fund house: DSP Mutual Fund
Category: Debt Scheme - Credit Risk Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF740K01OX4
ISIN (Div re-invest): INF740K01OY2
Fund code: 119085
First price on record: 2 Jan 2013 · 3,307 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.