MF Gyan
debtLow riskLess than a year old

Choice Overnight Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Choice Mutual Fund. It's been running since 6 Jul 2026.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹100.8946
▲ 0.01% today
As of 6 Sep 2026 · updated once each business day
Not enough price history yet to tell the money story.
How it compares to peers

Vs 37 other funds in Income/Debt Oriented Schemes - Overnight Fund

Same plan
Bumpiness (3Y)
0.09%median 0.12% (-0.03%)
Rank #9 of 38Less risky than 78% of peers
Worst-ever drop
0.00%median -0.00% (+0.00%)
Rank #25 of 38Less risky than 0% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.1%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
0.00%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Choice Overnight Fund - Direct Plan - Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year—
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch5.09%
Volatility — 1 year (annualised)0.09%
Volatility — 3 years (annualised)0.09%
Max drawdown — 1 year0.00%
Max drawdown — 3 years0.00%
Sharpe ratio — 1 year (rf=6%)-21.13
Sharpe ratio — 3 years (rf=6%)-21.13

Fund info

Fund house
Choice Mutual Fund
Category
Income/Debt Oriented Schemes - Overnight Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF2KCX01087
ISIN (Div re-invest)
—
Fund code
154413
First price on record
6 Jul 2026 · 54 daily prices

About Choice Overnight Fund - Direct Plan - Growth

Choice Overnight Fund - Direct Plan - Growth is a Income/Debt Oriented Schemes - Overnight Fund offered by Choice Mutual Fund under the Direct plan with the Growth option. It has approximately 0 year of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Choice Overnight Fund - Direct Plan - Growth is ₹100.8946 (as of 6 Sep 2026). Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Choice Overnight Fund - Direct Plan - Growth?+

The latest NAV of Choice Overnight Fund - Direct Plan - Growth is ₹100.8946 as of 6 Sep 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What category does Choice Overnight Fund - Direct Plan - Growth belong to?+

Choice Overnight Fund - Direct Plan - Growth is categorised as Income/Debt Oriented Schemes - Overnight Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Choice Overnight Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 0.1%, Choice Overnight Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Choice Overnight Fund - Direct Plan - Growth a direct plan?+

Choice Overnight Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Choice Overnight Fund - Direct Plan - Growth?+

Choice Overnight Fund - Direct Plan - Growth has NAV history available from 6 Jul 2026 — approximately 0 year of track record and 54 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.