JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From JM Financial Mutual Fund. It's been running since 24 Jan 2022.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 37 other funds in Income/Debt Oriented Schemes - Overnight Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 5 of last 5 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- JM Financial Mutual Fund
- Category
- Income/Debt Oriented Schemes - Overnight Fund
- Plan
- Direct
- Option
- Growth
- ISIN (Growth)
- INF192K01MJ1
- ISIN (Div re-invest)
- —
- Fund code
- 149828
- First price on record
- 24 Jan 2022 · 1,442 daily prices
About JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan
JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan is a Income/Debt Oriented Schemes - Overnight Fund offered by JM Financial Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan is ₹1399.6999 (as of 6 Sep 2026). Historically, it has delivered 4.91% over the last year, 6.09% CAGR over 3 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 0.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan?+
The latest NAV of JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan is ₹1399.6999 as of 6 Sep 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.
What are the returns of JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan?+
JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan has delivered 1-year return 4.91%, 3-year CAGR 6.09%, since-inception CAGR 5.91%. Returns are historical and don't predict future performance — markets move in cycles.
What category does JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan belong to?+
JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan is categorised as Income/Debt Oriented Schemes - Overnight Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan?+
Based on its 3-year annualised volatility of 0.1%, JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan a direct plan?+
JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).
How old is JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan?+
JM Overnight Fund - Direct Plan - Unclaimed IDCW - Growth Plan has NAV history available from 24 Jan 2022 — approximately 5 years of track record and 1,442 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.