MF Gyan
liquidLow risk2 year old

Shriram Liquid Fund - Direct Plan

Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types. From Shriram Mutual Fund. It's been running since 20 Jan 2025.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹1,105.9197
▲ 0.01% today
As of 6 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.4k gain · 6.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.9k
Gain / loss+₹1.9k
XIRR (annualised)6.65%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.2k
Projected gain*+₹2.2k
*at this fund's historical rate of 6.65% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 143 other funds in Debt Scheme - Liquid Fund

Same plan
1-year return
6.35%median 0.17% (+6.18%)
Rank #30 of 144Beats 79% of peers
Bumpiness (3Y)
0.16%median 0.21% (-0.05%)
Rank #40 of 144Less risky than 73% of peers
Worst-ever drop
-0.01%median -0.35% (+0.34%)
Rank #137 of 144Less risky than 5% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+6%
2025
+4%
2026
Best year
2025 · 5.85%
Worst year
2026 · 4.44%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.2%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.01%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Shriram Liquid Fund - Direct Plan against other liquid funds.

Technical details (for the pros)
CAGR — 1 year6.35%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch6.37%
Volatility — 1 year (annualised)0.18%
Volatility — 3 years (annualised)0.16%
Max drawdown — 1 year-0.01%
Max drawdown — 3 years-0.01%
Sharpe ratio — 1 year (rf=6%)-7.10
Sharpe ratio — 3 years (rf=6%)-7.71

Fund info

Fund house
Shriram Mutual Fund
Category
Debt Scheme - Liquid Fund
Plan
Direct
Option
—
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
153280
First price on record
20 Jan 2025 · 532 daily prices

About Shriram Liquid Fund - Direct Plan

Shriram Liquid Fund - Direct Plan is a Debt Scheme - Liquid Fund offered by Shriram Mutual Fund under the Direct. It has approximately 2 year of NAV track record. The fund falls in the liquid category — Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

The current NAV of Shriram Liquid Fund - Direct Plan is ₹1105.9197 (as of 6 Sep 2026). Historically, it has delivered 6.36% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Shriram Liquid Fund - Direct Plan?+

The latest NAV of Shriram Liquid Fund - Direct Plan is ₹1105.9197 as of 6 Sep 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Shriram Liquid Fund - Direct Plan?+

Shriram Liquid Fund - Direct Plan has delivered 1-year return 6.36%, since-inception CAGR 6.37%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Shriram Liquid Fund - Direct Plan belong to?+

Shriram Liquid Fund - Direct Plan is categorised as Debt Scheme - Liquid Fund. Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

How risky is Shriram Liquid Fund - Direct Plan?+

Based on its 3-year annualised volatility of 0.2%, Shriram Liquid Fund - Direct Plan sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Shriram Liquid Fund - Direct Plan a direct plan?+

Shriram Liquid Fund - Direct Plan is a Direct plan (no distributor commission — lower expense ratio).

How old is Shriram Liquid Fund - Direct Plan?+

Shriram Liquid Fund - Direct Plan has NAV history available from 20 Jan 2025 — approximately 2 year of track record and 532 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.