MF Gyan
liquidLow risk11 years oldSteady vs its 3-year pace

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option

Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types. From DHFL Pramerica Mutual Fund. It's been running since 8 Mar 2016.

Latest price per unit
₹148.9974
▲ 0.02% today
As of 11 Jun 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹7.7k gain · 7.7% / year
Invested 3 years ago
₹1.23 L
▲ ₹23.3k gain · 7.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹20.4k
XIRR (annualised)7.36%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.02 L
Projected gain*+₹22.0k
*at this fund's historical rate of 7.36% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 143 other funds in Debt Scheme - Liquid Fund

Same plan
1-year return
7.69%median 0.17% (+7.52%)
Rank #1 of 144Beats 100% of peers
3-year return
7.22%median 0.67% (+6.55%)
Rank #2 of 144Beats 99% of peers
Bumpiness (3Y)
0.14%median 0.21% (-0.06%)
Rank #26 of 144Less risky than 83% of peers
Worst-ever drop
0.00%median -0.35% (+0.35%)
Rank #142 of 144Less risky than 0% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+6%
2016
+7%
2017
+7%
2018
+3%
2019
Best year
2018 · 7.48%
Worst year
2019 · 3.31%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.1%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
0.00%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option against other liquid funds.

Technical details (for the pros)
CAGR — 1 year7.69%
CAGR — 3 years7.22%
CAGR — 5 years—
CAGR — since launch7.34%
Volatility — 1 year (annualised)0.14%
Volatility — 3 years (annualised)0.14%
Max drawdown — 1 year0.00%
Max drawdown — 3 years0.00%
Sharpe ratio — 1 year (rf=6%)-0.56
Sharpe ratio — 3 years (rf=6%)-1.80

Fund info

Fund house
DHFL Pramerica Mutual Fund
Category
Debt Scheme - Liquid Fund
Plan
Direct
Option
Bonus
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
138305
First price on record
8 Mar 2016 · 994 daily prices

About DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option is a Debt Scheme - Liquid Fund offered by DHFL Pramerica Mutual Fund under the Direct plan with the Bonus option. It has approximately 11 years of NAV track record. The fund falls in the liquid category — Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

The current NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option is ₹148.9974 (as of 11 Jun 2019). Historically, it has delivered 7.68% over the last year, 7.22% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option?+

The latest NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option is ₹148.9974 as of 11 Jun 2019, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option has delivered 1-year return 7.68%, 3-year CAGR 7.22%, since-inception CAGR 7.34%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option belong to?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option is categorised as Debt Scheme - Liquid Fund. Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

How risky is DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option?+

Based on its 3-year annualised volatility of 0.1%, DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option a direct plan?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option is a Direct plan (no distributor commission — lower expense ratio) with the Bonus option.

How old is DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Bonus Option has NAV history available from 8 Mar 2016 — approximately 11 years of track record and 994 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.