MF Gyan
sectorHigh risk2 years old

WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From WhiteOak Capital Mutual Fund. It's been running since 14 Oct 2024.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹10.714
▼ 0.51% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹1.8k gain · 1.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹64.4k
Gain / loss+₹4.4k
XIRR (annualised)16.05%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹65.5k
Projected gain*+₹5.5k
*at this fund's historical rate of 16.05% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 37 other funds in Equity Schemes - Sectoral Fund

Same plan
1-year return
1.84%median 8.66% (-6.82%)
Rank #30 of 38Beats 12% of peers
Bumpiness (3Y)
19.17%median 16.26% (+2.91%)
Rank #33 of 38Less risky than 14% of peers
Worst-ever drop
-25.54%median -24.02% (-1.52%)
Rank #16 of 38Less risky than 59% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 3 years were positive.

+7%
2024
+1%
2025
-2%
2026
Best year
2024 · 6.57%
Worst year
2026 · -1.89%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
19.2%

The value swings roughly 19% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-25.54%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option against other sector funds.

Technical details (for the pros)
CAGR — 1 year1.84%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch3.43%
Volatility — 1 year (annualised)17.02%
Volatility — 3 years (annualised)19.17%
Max drawdown — 1 year-25.54%
Max drawdown — 3 years-25.54%
Sharpe ratio — 1 year (rf=6%)-0.24
Sharpe ratio — 3 years (rf=6%)-0.13

Fund info

Fund house
WhiteOak Capital Mutual Fund
Category
Equity Schemes - Sectoral Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF03VN01936
ISIN (Div re-invest)
—
Fund code
152915
First price on record
14 Oct 2024 · 468 daily prices

About WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option

WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option is a Equity Schemes - Sectoral Fund offered by WhiteOak Capital Mutual Fund under the Direct plan with the Growth option. It has approximately 2 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option is ₹10.7140 (as of 4 Sep 2026). Historically, it has delivered 1.83% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 19.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 25.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option?+

The latest NAV of WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option is ₹10.7140 as of 4 Sep 2026, down 0.51% from the previous day. NAV is updated once a business day after the market close.

What are the returns of WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option?+

WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option has delivered 1-year return 1.83%, since-inception CAGR 3.43%. Returns are historical and don't predict future performance — markets move in cycles.

What category does WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option belong to?+

WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option is categorised as Equity Schemes - Sectoral Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 19.2%, WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option a direct plan?+

WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option?+

WhiteOak Capital Digital Bharat Fund - Direct Plan - Growth Option has NAV history available from 14 Oct 2024 — approximately 2 years of track record and 468 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.