MF Gyan
sectorHigh risk8 years oldAccelerating recently (last 6m ≈ 53% p.a.)

DSP Healthcare Fund - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From DSP Mutual Fund. It's been running since 3 Dec 2018.

Latest price per unit
₹51.174
▼ 0.38% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.18 L
▲ ₹17.9k gain · 17.9% / year
Invested 3 years ago
₹1.84 L
▲ ₹84.1k gain · 22.6% / year
Invested 5 years ago
₹2.05 L
▲ ₹1.05 L gain · 15.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.31 L
Gain / loss+₹50.8k
XIRR (annualised)17.69%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.39 L
Projected gain*+₹58.7k
*at this fund's historical rate of 17.69% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 37 other funds in Equity Schemes - Sectoral Fund

Same plan
1-year return
17.95%median 8.64% (+9.31%)
Rank #3 of 38Beats 94% of peers
3-year return
22.55%median 16.46% (+6.10%)
Rank #1 of 38Beats 100% of peers
5-year return
15.40%median 13.85% (+1.55%)
Rank #4 of 38Beats 79% of peers
Bumpiness (3Y)
12.82%median 16.50% (-3.69%)
Rank #3 of 38Less risky than 95% of peers
Worst-ever drop
-21.74%median -24.96% (+3.22%)
Rank #24 of 38Less risky than 38% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+80%
2020
+24%
2021
-6%
2022
+37%
2023
+40%
2024
-5%
2025
+18%
2026
Best year
2020 · 79.89%
Worst year
2022 · -5.98%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.8%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-21.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DSP Healthcare Fund - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year17.95%
CAGR — 3 years22.55%
CAGR — 5 years15.40%
CAGR — since launch23.35%
Volatility — 1 year (annualised)11.99%
Volatility — 3 years (annualised)12.82%
Max drawdown — 1 year-10.46%
Max drawdown — 3 years-16.09%
Sharpe ratio — 1 year (rf=6%)0.95
Sharpe ratio — 3 years (rf=6%)1.21

Fund info

Fund house
DSP Mutual Fund
Category
Equity Schemes - Sectoral Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF740KA1LG1
ISIN (Div re-invest)
—
Fund code
145454
First price on record
3 Dec 2018 · 1,889 daily prices

About DSP Healthcare Fund - Direct Plan - Growth

DSP Healthcare Fund - Direct Plan - Growth is a Equity Schemes - Sectoral Fund offered by DSP Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of DSP Healthcare Fund - Direct Plan - Growth is ₹51.1740 (as of 4 Sep 2026). Historically, it has delivered 17.93% over the last year, 22.55% CAGR over 3 years, 15.40% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.8% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 21.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DSP Healthcare Fund - Direct Plan - Growth?+

The latest NAV of DSP Healthcare Fund - Direct Plan - Growth is ₹51.1740 as of 4 Sep 2026, down 0.38% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DSP Healthcare Fund - Direct Plan - Growth?+

DSP Healthcare Fund - Direct Plan - Growth has delivered 1-year return 17.93%, 3-year CAGR 22.55%, 5-year CAGR 15.40%, since-inception CAGR 23.35%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DSP Healthcare Fund - Direct Plan - Growth belong to?+

DSP Healthcare Fund - Direct Plan - Growth is categorised as Equity Schemes - Sectoral Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is DSP Healthcare Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 12.8%, DSP Healthcare Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DSP Healthcare Fund - Direct Plan - Growth a direct plan?+

DSP Healthcare Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is DSP Healthcare Fund - Direct Plan - Growth?+

DSP Healthcare Fund - Direct Plan - Growth has NAV history available from 3 Dec 2018 — approximately 8 years of track record and 1,889 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.