MF Gyan
otherHigh risk3 years old

Union Children's Fund - Direct Plan - IDCW Option

A specialised fund. Check the scheme details for what it invests in. From Union Mutual Fund. It's been running since 21 Dec 2023.

This fund is under 3 years old — its short track record makes comparing to peers or judging consistency less reliable.
Latest price per unit
₹13.37
▼ 0.22% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹5.3k gain · 5.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.6k
Gain / loss+₹2.6k
XIRR (annualised)9.28%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹63.1k
Projected gain*+₹3.1k
*at this fund's historical rate of 9.28% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 13 other funds in Solution Oriented Scheme - Children’s Fund

Same plan
1-year return
5.28%median 1.71% (+3.57%)
Rank #6 of 14Beats 54% of peers
Bumpiness (3Y)
14.75%median 12.75% (+2.00%)
Rank #12 of 14Less risky than 8% of peers
Worst-ever drop
-17.40%median -31.10% (+13.71%)
Rank #10 of 14Less risky than 23% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+1%
2023
+21%
2024
+6%
2025
+2%
2026
Best year
2024 · 21.17%
Worst year
2023 · 1.30%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.8%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-17.40%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Union Children's Fund - Direct Plan - IDCW Option against other other funds.

Technical details (for the pros)
CAGR — 1 year5.28%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch11.46%
Volatility — 1 year (annualised)14.86%
Volatility — 3 years (annualised)14.75%
Max drawdown — 1 year-13.91%
Max drawdown — 3 years-17.40%
Sharpe ratio — 1 year (rf=6%)-0.05
Sharpe ratio — 3 years (rf=6%)0.35

Fund info

Fund house
Union Mutual Fund
Category
Solution Oriented Scheme - Children’s Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF582M01JL1
ISIN (Div re-invest)
—
Fund code
152220
First price on record
21 Dec 2023 · 667 daily prices

About Union Children's Fund - Direct Plan - IDCW Option

Union Children's Fund - Direct Plan - IDCW Option is a Solution Oriented Scheme - Children’s Fund offered by Union Mutual Fund under the Direct plan with the IDCW option. It has approximately 3 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Union Children's Fund - Direct Plan - IDCW Option is ₹13.3700 (as of 4 Sep 2026). Historically, it has delivered 5.28% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.8% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 17.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Union Children's Fund - Direct Plan - IDCW Option?+

The latest NAV of Union Children's Fund - Direct Plan - IDCW Option is ₹13.3700 as of 4 Sep 2026, down 0.22% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Union Children's Fund - Direct Plan - IDCW Option?+

Union Children's Fund - Direct Plan - IDCW Option has delivered 1-year return 5.28%, since-inception CAGR 11.46%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Union Children's Fund - Direct Plan - IDCW Option belong to?+

Union Children's Fund - Direct Plan - IDCW Option is categorised as Solution Oriented Scheme - Children’s Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is Union Children's Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 14.8%, Union Children's Fund - Direct Plan - IDCW Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Union Children's Fund - Direct Plan - IDCW Option a direct plan?+

Union Children's Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Union Children's Fund - Direct Plan - IDCW Option?+

Union Children's Fund - Direct Plan - IDCW Option has NAV history available from 21 Dec 2023 — approximately 3 years of track record and 667 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.