MF Gyan
otherHigh risk14 years oldAccelerating recently (last 6m ≈ 23% p.a.)

LIC MF Children's Fund - Direct Plan - Growth

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 16 Jan 2013.

Latest price per unit
₹39.1977
▼ 0.82% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.10 L
▲ ₹10.1k gain · 10.1% / year
Invested 3 years ago
₹1.34 L
▲ ₹33.6k gain · 10.1% / year
Invested 5 years ago
₹1.52 L
▲ ₹52.4k gain · 8.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.02 L
Gain / loss+₹21.9k
XIRR (annualised)8.05%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.04 L
Projected gain*+₹24.2k
*at this fund's historical rate of 8.05% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 13 other funds in Solution Oriented Scheme - Children’s Fund

Same plan
1-year return
10.06%median 1.71% (+8.35%)
Rank #2 of 14Beats 92% of peers
3-year return
10.14%median 9.44% (+0.70%)
Rank #5 of 14Beats 60% of peers
5-year return
8.80%median 10.37% (-1.58%)
Rank #6 of 14Beats 50% of peers
Bumpiness (3Y)
14.43%median 12.75% (+1.68%)
Rank #10 of 14Less risky than 31% of peers
Worst-ever drop
-31.22%median -28.86% (-2.36%)
Rank #6 of 14Less risky than 62% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+13%
2020
+16%
2021
-1%
2022
+22%
2023
+19%
2024
-5%
2025
+7%
2026
Best year
2023 · 22.27%
Worst year
2025 · -5.25%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.4%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-31.22%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Children's Fund - Direct Plan - Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year10.06%
CAGR — 3 years10.14%
CAGR — 5 years8.80%
CAGR — since launch10.25%
Volatility — 1 year (annualised)12.43%
Volatility — 3 years (annualised)14.43%
Max drawdown — 1 year-13.19%
Max drawdown — 3 years-19.46%
Sharpe ratio — 1 year (rf=6%)0.31
Sharpe ratio — 3 years (rf=6%)0.27

Fund info

Fund house
LIC Mutual Fund
Category
Solution Oriented Scheme - Children’s Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF767K01FB1
ISIN (Div re-invest)
—
Fund code
120285
First price on record
16 Jan 2013 · 3,330 daily prices

About LIC MF Children's Fund - Direct Plan - Growth

LIC MF Children's Fund - Direct Plan - Growth is a Solution Oriented Scheme - Children’s Fund offered by LIC Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC MF Children's Fund - Direct Plan - Growth is ₹39.1977 (as of 1 Sep 2026). Historically, it has delivered 10.06% over the last year, 10.14% CAGR over 3 years, 8.80% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.4% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 31.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Children's Fund - Direct Plan - Growth?+

The latest NAV of LIC MF Children's Fund - Direct Plan - Growth is ₹39.1977 as of 1 Sep 2026, down 0.82% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Children's Fund - Direct Plan - Growth?+

LIC MF Children's Fund - Direct Plan - Growth has delivered 1-year return 10.06%, 3-year CAGR 10.14%, 5-year CAGR 8.80%, since-inception CAGR 10.25%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Children's Fund - Direct Plan - Growth belong to?+

LIC MF Children's Fund - Direct Plan - Growth is categorised as Solution Oriented Scheme - Children’s Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC MF Children's Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 14.4%, LIC MF Children's Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Children's Fund - Direct Plan - Growth a direct plan?+

LIC MF Children's Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is LIC MF Children's Fund - Direct Plan - Growth?+

LIC MF Children's Fund - Direct Plan - Growth has NAV history available from 16 Jan 2013 — approximately 14 years of track record and 3,330 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.