MF Gyan
sectorHigh risk3 years oldCooling recently (last 6m ≈ 10% p.a.)

BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Bandhan Mutual Fund. It's been running since 31 Jul 2023.

Latest price per unit
₹15.907
▲ 0.38% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.07 L
▲ ₹7.2k gain · 7.2% / year
Invested 3 years ago
₹1.58 L
▲ ₹58.0k gain · 16.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.08 L
Gain / loss+₹27.9k
XIRR (annualised)10.08%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.11 L
Projected gain*+₹30.9k
*at this fund's historical rate of 10.08% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 37 other funds in Equity Schemes - Sectoral Fund

Same plan
1-year return
7.22%median 8.66% (-1.44%)
Rank #20 of 38Beats 42% of peers
3-year return
16.47%median 16.46% (+0.01%)
Rank #10 of 38Beats 55% of peers
Bumpiness (3Y)
15.53%median 16.50% (-0.97%)
Rank #12 of 38Less risky than 70% of peers
Worst-ever drop
-17.31%median -24.96% (+7.65%)
Rank #27 of 38Less risky than 30% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+17%
2023
+20%
2024
+13%
2025
-1%
2026
Best year
2024 · 20.29%
Worst year
2026 · -0.72%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.5%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-17.31%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year7.22%
CAGR — 3 years16.47%
CAGR — 5 years—
CAGR — since launch16.11%
Volatility — 1 year (annualised)16.29%
Volatility — 3 years (annualised)15.53%
Max drawdown — 1 year-17.31%
Max drawdown — 3 years-17.31%
Sharpe ratio — 1 year (rf=6%)0.06
Sharpe ratio — 3 years (rf=6%)0.61

Fund info

Fund house
Bandhan Mutual Fund
Category
Equity Schemes - Sectoral Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF194KB1GB2
ISIN (Div re-invest)
—
Fund code
151816
First price on record
31 Jul 2023 · 772 daily prices

About BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth

BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth is a Equity Schemes - Sectoral Fund offered by Bandhan Mutual Fund under the Direct plan with the Growth option. It has approximately 3 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth is ₹15.9070 (as of 4 Sep 2026). Historically, it has delivered 7.22% over the last year, 16.47% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 17.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth?+

The latest NAV of BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth is ₹15.9070 as of 4 Sep 2026, up 0.38% from the previous day. NAV is updated once a business day after the market close.

What are the returns of BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth?+

BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth has delivered 1-year return 7.22%, 3-year CAGR 16.47%, since-inception CAGR 16.11%. Returns are historical and don't predict future performance — markets move in cycles.

What category does BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth belong to?+

BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth is categorised as Equity Schemes - Sectoral Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 15.5%, BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth a direct plan?+

BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth?+

BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth has NAV history available from 31 Jul 2023 — approximately 3 years of track record and 772 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.