MF Gyan
elssHigh risk4 years oldCooling recently (last 6m ≈ -3% p.a.)

NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Navi Mutual Fund. It's been running since 21 Mar 2023.

Latest price per unit
₹14.5464
▲ 0.12% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.4k
▼ ₹2.6k loss · -2.6% / year
Invested 3 years ago
₹1.26 L
▲ ₹25.7k gain · 7.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.85 L
Gain / loss+₹5.3k
XIRR (annualised)2.00%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.86 L
Projected gain*+₹5.7k
*at this fund's historical rate of 2.00% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 76 other funds in Equity Scheme - ELSS

Same plan
1-year return
-2.57%median 2.11% (-4.67%)
Rank #66 of 77Beats 14% of peers
3-year return
7.92%median 9.72% (-1.80%)
Rank #70 of 77Beats 9% of peers
Bumpiness (3Y)
13.19%median 13.76% (-0.57%)
Rank #34 of 77Less risky than 57% of peers
Worst-ever drop
-15.48%median -35.13% (+19.65%)
Rank #74 of 77Less risky than 4% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+28%
2023
+10%
2024
+11%
2025
-8%
2026
Best year
2023 · 27.93%
Worst year
2026 · -7.90%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.2%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-15.48%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH against other elss funds.

Technical details (for the pros)
CAGR — 1 year-2.57%
CAGR — 3 years7.92%
CAGR — 5 years—
CAGR — since launch11.22%
Volatility — 1 year (annualised)13.11%
Volatility — 3 years (annualised)13.19%
Max drawdown — 1 year-15.13%
Max drawdown — 3 years-15.48%
Sharpe ratio — 1 year (rf=6%)-0.66
Sharpe ratio — 3 years (rf=6%)0.14

Fund info

Fund house
Navi Mutual Fund
Category
Equity Scheme - ELSS
Plan
Direct
Option
Growth
ISIN (Growth)
INF959L01GR6
ISIN (Div re-invest)
—
Fund code
151471
First price on record
21 Mar 2023 · 852 daily prices

About NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH

NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH is a Equity Scheme - ELSS offered by Navi Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH is ₹14.5464 (as of 4 Sep 2026). Historically, it has delivered -2.56% over the last year, 7.92% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 15.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH?+

The latest NAV of NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH is ₹14.5464 as of 4 Sep 2026, up 0.12% from the previous day. NAV is updated once a business day after the market close.

What are the returns of NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH?+

NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH has delivered 1-year return -2.56%, 3-year CAGR 7.92%, since-inception CAGR 11.22%. Returns are historical and don't predict future performance — markets move in cycles.

What category does NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH belong to?+

NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH is categorised as Equity Scheme - ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH?+

Based on its 3-year annualised volatility of 13.2%, NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH?+

NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH a direct plan?+

NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH?+

NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Direct Plan - GROWTH has NAV history available from 21 Mar 2023 — approximately 4 years of track record and 852 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.