MF Gyan
elssHigh risk7 years oldAccelerating recently (last 6m ≈ 33% p.a.)

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From ITI Mutual Fund. It's been running since 25 Oct 2019.

Latest price per unit
₹29.2354
▼ 0.21% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹9.2k gain · 9.2% / year
Invested 3 years ago
₹1.64 L
▲ ₹64.4k gain · 18.0% / year
Invested 5 years ago
₹1.91 L
▲ ₹91.3k gain · 13.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.09 L
Gain / loss+₹29.0k
XIRR (annualised)10.47%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.12 L
Projected gain*+₹32.2k
*at this fund's historical rate of 10.47% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 76 other funds in Equity Scheme - ELSS

Same plan
1-year return
9.21%median 2.11% (+7.10%)
Rank #15 of 77Beats 82% of peers
3-year return
18.03%median 9.69% (+8.33%)
Rank #3 of 77Beats 97% of peers
5-year return
13.86%median 8.43% (+5.43%)
Rank #10 of 77Beats 86% of peers
Bumpiness (3Y)
17.52%median 13.76% (+3.76%)
Rank #60 of 77Less risky than 22% of peers
Worst-ever drop
-38.49%median -35.12% (-3.37%)
Rank #20 of 77Less risky than 74% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+14%
2020
+20%
2021
+3%
2022
+38%
2023
+25%
2024
+4%
2025
+5%
2026
Best year
2023 · 38.35%
Worst year
2022 · 3.34%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
17.5%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-38.49%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of ITI ELSS Tax Saver Fund - Direct Plan - Growth Option against other elss funds.

Technical details (for the pros)
CAGR — 1 year9.21%
CAGR — 3 years18.03%
CAGR — 5 years13.86%
CAGR — since launch16.82%
Volatility — 1 year (annualised)17.06%
Volatility — 3 years (annualised)17.52%
Max drawdown — 1 year-18.53%
Max drawdown — 3 years-22.61%
Sharpe ratio — 1 year (rf=6%)0.18
Sharpe ratio — 3 years (rf=6%)0.63

Fund info

Fund house
ITI Mutual Fund
Category
Equity Scheme - ELSS
Plan
Direct
Option
Growth
ISIN (Growth)
INF00XX01390
ISIN (Div re-invest)
—
Fund code
147541
First price on record
25 Oct 2019 · 1,693 daily prices

About ITI ELSS Tax Saver Fund - Direct Plan - Growth Option

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is a Equity Scheme - ELSS offered by ITI Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is ₹29.2354 (as of 4 Sep 2026). Historically, it has delivered 9.20% over the last year, 18.03% CAGR over 3 years, 13.86% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 17.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 38.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?+

The latest NAV of ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is ₹29.2354 as of 4 Sep 2026, down 0.21% from the previous day. NAV is updated once a business day after the market close.

What are the returns of ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?+

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered 1-year return 9.20%, 3-year CAGR 18.03%, 5-year CAGR 13.86%, since-inception CAGR 16.82%. Returns are historical and don't predict future performance — markets move in cycles.

What category does ITI ELSS Tax Saver Fund - Direct Plan - Growth Option belong to?+

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is categorised as Equity Scheme - ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 17.5%, ITI ELSS Tax Saver Fund - Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?+

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is ITI ELSS Tax Saver Fund - Direct Plan - Growth Option a direct plan?+

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is ITI ELSS Tax Saver Fund - Direct Plan - Growth Option?+

ITI ELSS Tax Saver Fund - Direct Plan - Growth Option has NAV history available from 25 Oct 2019 — approximately 7 years of track record and 1,693 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.