MF Gyan
elssHigh risk4 years oldAccelerating recently (last 6m ≈ 26% p.a.)

Samco ELSS Tax Saver Fund - Direct Plan - Growth

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Samco Mutual Fund. It's been running since 29 Dec 2022.

Latest price per unit
₹13.89
▼ 0.86% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹1.6k gain · 1.6% / year
Invested 3 years ago
₹1.17 L
▲ ₹16.6k gain · 5.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.86 L
Gain / loss+₹5.5k
XIRR (annualised)2.08%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.86 L
Projected gain*+₹5.9k
*at this fund's historical rate of 2.08% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 76 other funds in Equity Scheme - ELSS

Same plan
1-year return
1.61%median 2.11% (-0.50%)
Rank #50 of 77Beats 36% of peers
3-year return
5.26%median 9.72% (-4.46%)
Rank #74 of 77Beats 4% of peers
Bumpiness (3Y)
17.66%median 13.76% (+3.90%)
Rank #62 of 77Less risky than 20% of peers
Worst-ever drop
-29.64%median -35.13% (+5.49%)
Rank #65 of 77Less risky than 16% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 5 years were positive.

+0%
2022
+36%
2023
+10%
2024
-12%
2025
+5%
2026
Best year
2023 · 35.66%
Worst year
2025 · -12.10%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
17.7%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-29.64%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Samco ELSS Tax Saver Fund - Direct Plan - Growth against other elss funds.

Technical details (for the pros)
CAGR — 1 year1.61%
CAGR — 3 years5.26%
CAGR — 5 years—
CAGR — since launch9.24%
Volatility — 1 year (annualised)16.37%
Volatility — 3 years (annualised)17.66%
Max drawdown — 1 year-18.94%
Max drawdown — 3 years-29.64%
Sharpe ratio — 1 year (rf=6%)-0.27
Sharpe ratio — 3 years (rf=6%)-0.04

Fund info

Fund house
Samco Mutual Fund
Category
Equity Scheme - ELSS
Plan
Direct
Option
Growth
ISIN (Growth)
INF0K1H01065
ISIN (Div re-invest)
—
Fund code
150838
First price on record
29 Dec 2022 · 907 daily prices

About Samco ELSS Tax Saver Fund - Direct Plan - Growth

Samco ELSS Tax Saver Fund - Direct Plan - Growth is a Equity Scheme - ELSS offered by Samco Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of Samco ELSS Tax Saver Fund - Direct Plan - Growth is ₹13.8900 (as of 4 Sep 2026). Historically, it has delivered 1.61% over the last year, 5.26% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 17.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 29.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Samco ELSS Tax Saver Fund - Direct Plan - Growth?+

The latest NAV of Samco ELSS Tax Saver Fund - Direct Plan - Growth is ₹13.8900 as of 4 Sep 2026, down 0.86% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Samco ELSS Tax Saver Fund - Direct Plan - Growth?+

Samco ELSS Tax Saver Fund - Direct Plan - Growth has delivered 1-year return 1.61%, 3-year CAGR 5.26%, since-inception CAGR 9.24%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Samco ELSS Tax Saver Fund - Direct Plan - Growth belong to?+

Samco ELSS Tax Saver Fund - Direct Plan - Growth is categorised as Equity Scheme - ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is Samco ELSS Tax Saver Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 17.7%, Samco ELSS Tax Saver Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for Samco ELSS Tax Saver Fund - Direct Plan - Growth?+

Samco ELSS Tax Saver Fund - Direct Plan - Growth is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is Samco ELSS Tax Saver Fund - Direct Plan - Growth a direct plan?+

Samco ELSS Tax Saver Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Samco ELSS Tax Saver Fund - Direct Plan - Growth?+

Samco ELSS Tax Saver Fund - Direct Plan - Growth has NAV history available from 29 Dec 2022 — approximately 4 years of track record and 907 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.