MF Gyan
debtLow risk4 years oldSteady vs its 3-year pace

Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Canara Robeco Mutual Fund. It's been running since 24 Aug 2022.

Latest price per unit
₹12.9159
▲ 0.05% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹5.3k gain · 5.3% / year
Invested 3 years ago
₹1.22 L
▲ ₹21.6k gain · 6.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.97 L
Gain / loss+₹17.0k
XIRR (annualised)6.26%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.98 L
Projected gain*+₹18.5k
*at this fund's historical rate of 6.26% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 59 other funds in Income/Debt Oriented Schemes - Banking and PSU Debt Fund

Same plan
1-year return
5.27%median 0.89% (+4.38%)
Rank #23 of 60Beats 63% of peers
3-year return
6.74%median 1.49% (+5.25%)
Rank #24 of 60Beats 59% of peers
Bumpiness (3Y)
0.95%median 1.29% (-0.35%)
Rank #12 of 60Less risky than 81% of peers
Worst-ever drop
-0.74%median -3.89% (+3.16%)
Rank #58 of 60Less risky than 3% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 5 years were positive.

+1%
2022
+6%
2023
+8%
2024
+7%
2025
+3%
2026
Best year
2024 · 7.97%
Worst year
2022 · 1.43%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.9%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option against other debt funds.

Technical details (for the pros)
CAGR — 1 year5.27%
CAGR — 3 years6.74%
CAGR — 5 years—
CAGR — since launch6.52%
Volatility — 1 year (annualised)1.23%
Volatility — 3 years (annualised)0.95%
Max drawdown — 1 year-0.65%
Max drawdown — 3 years-0.65%
Sharpe ratio — 1 year (rf=6%)-0.51
Sharpe ratio — 3 years (rf=6%)0.85

Fund info

Fund house
Canara Robeco Mutual Fund
Category
Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF760K01KC4
ISIN (Div re-invest)
—
Fund code
150505
First price on record
24 Aug 2022 · 977 daily prices

About Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option

Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option is a Income/Debt Oriented Schemes - Banking and PSU Debt Fund offered by Canara Robeco Mutual Fund under the Direct plan with the Growth option. It has approximately 4 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option is ₹12.9159 (as of 4 Sep 2026). Historically, it has delivered 5.27% over the last year, 6.74% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.9% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option?+

The latest NAV of Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option is ₹12.9159 as of 4 Sep 2026, up 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option?+

Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option has delivered 1-year return 5.27%, 3-year CAGR 6.74%, since-inception CAGR 6.52%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option belong to?+

Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option is categorised as Income/Debt Oriented Schemes - Banking and PSU Debt Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 0.9%, Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option a direct plan?+

Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option?+

Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth Option has NAV history available from 24 Aug 2022 — approximately 4 years of track record and 977 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.