debtLow risk

UTI Banking & PSU Debt Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 6 Feb 2014.

Latest price per unit

₹23.9832

▲ 0.08% today

As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.06 L

▲ ₹6.3k gain · 6.3% / year

Invested 3 years ago

₹1.24 L

▲ ₹24.0k gain · 7.4% / year

Invested 5 years ago

₹1.45 L

▲ ₹44.9k gain · 7.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

0.8%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-6.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year6.29%

CAGR — 3 years7.44%

CAGR — 5 years7.69%

CAGR — since launch7.19%

Volatility — 1 year (annualised)0.65%

Volatility — 3 years (annualised)0.81%

Max drawdown — 1 year-0.26%

Max drawdown — 3 years-0.41%

Sharpe ratio — 1 year (rf=6%)0.57

Sharpe ratio — 3 years (rf=6%)1.86

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct
Option: Growth
ISIN (Growth): INF789F015Z6
ISIN (Div re-invest): —
Fund code: 126940
First price on record: 6 Feb 2014 · 3,032 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.