MF Gyan
debtLow risk5 years oldSteady vs its 3-year pace

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Baroda BNP Paribas Mutual Fund. It's been running since 14 Mar 2022.

Latest price per unit
₹10.3773
▲ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.2k
▼ ₹2.8k loss · -2.8% / year
Invested 3 years ago
₹99.4k
▼ ₹567 loss · -0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.76 L
Gain / loss-₹3.9k
XIRR (annualised)-1.48%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.76 L
Projected gain*+-₹4.0k
*at this fund's historical rate of -1.48% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 74 other funds in Income/Debt Oriented Schemes - Dynamic Term Fund

Same plan
1-year return
-2.83%median 3.49% (-6.32%)
Rank #73 of 75Beats 3% of peers
3-year return
-0.19%median 5.76% (-5.95%)
Rank #70 of 75Beats 7% of peers
Bumpiness (3Y)
3.01%median 2.47% (+0.54%)
Rank #47 of 75Less risky than 38% of peers
Worst-ever drop
-7.54%median -7.47% (-0.07%)
Rank #37 of 75Less risky than 51% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 5 years were positive.

+0%
2022
+2%
2023
+3%
2024
-1%
2025
-2%
2026
Best year
2024 · 2.51%
Worst year
2026 · -2.01%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.0%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.54%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option against other debt funds.

Technical details (for the pros)
CAGR — 1 year-2.83%
CAGR — 3 years-0.19%
CAGR — 5 years—
CAGR — since launch0.29%
Volatility — 1 year (annualised)3.00%
Volatility — 3 years (annualised)3.01%
Max drawdown — 1 year-4.96%
Max drawdown — 3 years-7.54%
Sharpe ratio — 1 year (rf=6%)-3.00
Sharpe ratio — 3 years (rf=6%)-2.06

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Income/Debt Oriented Schemes - Dynamic Term Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF251K01GZ3
ISIN (Div re-invest)
INF251K01HA4
Fund code
150182
First price on record
14 Mar 2022 · 1,085 daily prices

About Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option is a Income/Debt Oriented Schemes - Dynamic Term Fund offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the IDCW option. It has approximately 5 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option is ₹10.3773 (as of 4 Sep 2026). Historically, it has delivered -2.83% over the last year, -0.19% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 7.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+

The latest NAV of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option is ₹10.3773 as of 4 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option has delivered 1-year return -2.83%, 3-year CAGR -0.19%, since-inception CAGR 0.29%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option belong to?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option is categorised as Income/Debt Oriented Schemes - Dynamic Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+

Based on its 3-year annualised volatility of 3.0%, Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option a direct plan?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Monthly IDCW Option has NAV history available from 14 Mar 2022 — approximately 5 years of track record and 1,085 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.