MF Gyan
debtLow risk12 years oldSteady vs its 3-year pace

360 ONE Dynamic Term Fund - Direct Plan - IDCW Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From 360 ONE Mutual Fund. It's been running since 23 Dec 2014.

Latest price per unit
₹23.5794
▼ 0.10% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.07 L
▲ ₹6.7k gain · 6.7% / year
Invested 3 years ago
₹1.26 L
▲ ₹26.3k gain · 8.1% / year
Invested 5 years ago
₹1.39 L
▲ ₹38.7k gain · 6.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹20.4k
XIRR (annualised)7.49%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.02 L
Projected gain*+₹22.4k
*at this fund's historical rate of 7.49% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 74 other funds in Income/Debt Oriented Schemes - Dynamic Term Fund

Same plan
1-year return
6.72%median 3.48% (+3.23%)
Rank #8 of 75Beats 91% of peers
3-year return
8.10%median 5.23% (+2.87%)
Rank #2 of 75Beats 99% of peers
5-year return
6.77%median 5.38% (+1.38%)
Rank #10 of 75Beats 86% of peers
Bumpiness (3Y)
1.72%median 2.57% (-0.85%)
Rank #5 of 75Less risky than 95% of peers
Worst-ever drop
-5.48%median -7.49% (+2.01%)
Rank #47 of 75Less risky than 38% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+3%
2020
+0%
2021
+4%
2022
+7%
2023
+10%
2024
+9%
2025
+4%
2026
Best year
2024 · 9.84%
Worst year
2021 · 0.19%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.7%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-5.48%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option against other debt funds.

Technical details (for the pros)
CAGR — 1 year6.72%
CAGR — 3 years8.10%
CAGR — 5 years6.77%
CAGR — since launch6.61%
Volatility — 1 year (annualised)1.95%
Volatility — 3 years (annualised)1.72%
Max drawdown — 1 year-1.34%
Max drawdown — 3 years-1.34%
Sharpe ratio — 1 year (rf=6%)0.41
Sharpe ratio — 3 years (rf=6%)1.25

Fund info

Fund house
360 ONE Mutual Fund
Category
Income/Debt Oriented Schemes - Dynamic Term Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF579M01290
ISIN (Div re-invest)
INF579M01324
Fund code
122717
First price on record
23 Dec 2014 · 2,155 daily prices

About 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option

360 ONE Dynamic Term Fund - Direct Plan - IDCW Option is a Income/Debt Oriented Schemes - Dynamic Term Fund offered by 360 ONE Mutual Fund under the Direct plan with the IDCW option. It has approximately 12 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option is ₹23.5794 (as of 2 Sep 2026). Historically, it has delivered 6.71% over the last year, 8.10% CAGR over 3 years, 6.77% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 5.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option?+

The latest NAV of 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option is ₹23.5794 as of 2 Sep 2026, down 0.10% from the previous day. NAV is updated once a business day after the market close.

What are the returns of 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option?+

360 ONE Dynamic Term Fund - Direct Plan - IDCW Option has delivered 1-year return 6.71%, 3-year CAGR 8.10%, 5-year CAGR 6.77%, since-inception CAGR 6.61%. Returns are historical and don't predict future performance — markets move in cycles.

What category does 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option belong to?+

360 ONE Dynamic Term Fund - Direct Plan - IDCW Option is categorised as Income/Debt Oriented Schemes - Dynamic Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 1.7%, 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option a direct plan?+

360 ONE Dynamic Term Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is 360 ONE Dynamic Term Fund - Direct Plan - IDCW Option?+

360 ONE Dynamic Term Fund - Direct Plan - IDCW Option has NAV history available from 23 Dec 2014 — approximately 12 years of track record and 2,155 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.