MF Gyan
debtLow risk5 years oldSteady vs its 3-year pace

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Baroda BNP Paribas Mutual Fund. It's been running since 14 Mar 2022.

Latest price per unit
₹52.4931
▲ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.03 L
▲ ₹3.5k gain · 3.5% / year
Invested 3 years ago
₹1.20 L
▲ ₹20.4k gain · 6.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.94 L
Gain / loss+₹13.7k
XIRR (annualised)5.05%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.95 L
Projected gain*+₹14.7k
*at this fund's historical rate of 5.05% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 74 other funds in Income/Debt Oriented Schemes - Dynamic Term Fund

Same plan
1-year return
3.47%median 3.49% (-0.01%)
Rank #39 of 75Beats 49% of peers
3-year return
6.40%median 5.23% (+1.17%)
Rank #30 of 75Beats 61% of peers
Bumpiness (3Y)
2.36%median 2.57% (-0.21%)
Rank #33 of 75Less risky than 57% of peers
Worst-ever drop
-2.51%median -7.49% (+4.98%)
Rank #68 of 75Less risky than 9% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 5 years were positive.

+4%
2022
+8%
2023
+9%
2024
+6%
2025
+2%
2026
Best year
2024 · 9.46%
Worst year
2026 · 2.02%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.4%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.51%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option against other debt funds.

Technical details (for the pros)
CAGR — 1 year3.47%
CAGR — 3 years6.40%
CAGR — 5 years—
CAGR — since launch6.42%
Volatility — 1 year (annualised)2.27%
Volatility — 3 years (annualised)2.36%
Max drawdown — 1 year-1.75%
Max drawdown — 3 years-2.51%
Sharpe ratio — 1 year (rf=6%)-1.07
Sharpe ratio — 3 years (rf=6%)0.20

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Income/Debt Oriented Schemes - Dynamic Term Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF251K01GW0
ISIN (Div re-invest)
—
Fund code
150180
First price on record
14 Mar 2022 · 1,085 daily prices

About Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option is a Income/Debt Oriented Schemes - Dynamic Term Fund offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option is ₹52.4931 (as of 4 Sep 2026). Historically, it has delivered 3.47% over the last year, 6.40% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option?+

The latest NAV of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option is ₹52.4931 as of 4 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option has delivered 1-year return 3.47%, 3-year CAGR 6.40%, since-inception CAGR 6.42%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option belong to?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option is categorised as Income/Debt Oriented Schemes - Dynamic Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 2.4%, Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option a direct plan?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option?+

Baroda BNP Paribas Dynamic Term Fund - Direct Plan - Growth Option has NAV history available from 14 Mar 2022 — approximately 5 years of track record and 1,085 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.