MF Gyan
elssHigh risk5 years oldCooling recently (last 6m ≈ -2% p.a.)

Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Baroda BNP Paribas Mutual Fund. It's been running since 14 Mar 2022.

Latest price per unit
₹28.4363
▼ 0.34% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.5k
▼ ₹1.5k loss · -1.5% / year
Invested 3 years ago
₹1.19 L
▲ ₹19.4k gain · 6.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss+₹77
XIRR (annualised)0.03%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.80 L
Projected gain*+₹81
*at this fund's historical rate of 0.03% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 76 other funds in Equity Scheme - ELSS

Same plan
1-year return
-1.49%median 2.11% (-3.60%)
Rank #61 of 77Beats 21% of peers
3-year return
6.10%median 9.72% (-3.62%)
Rank #73 of 77Beats 5% of peers
Bumpiness (3Y)
17.64%median 13.76% (+3.88%)
Rank #61 of 77Less risky than 21% of peers
Worst-ever drop
-25.28%median -35.13% (+9.84%)
Rank #68 of 77Less risky than 12% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 5 years were positive.

-2%
2022
+22%
2023
+14%
2024
-4%
2025
-7%
2026
Best year
2023 · 21.64%
Worst year
2026 · -7.22%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
17.6%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-25.28%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option against other elss funds.

Technical details (for the pros)
CAGR — 1 year-1.49%
CAGR — 3 years6.10%
CAGR — 5 years—
CAGR — since launch4.80%
Volatility — 1 year (annualised)17.63%
Volatility — 3 years (annualised)17.64%
Max drawdown — 1 year-20.52%
Max drawdown — 3 years-25.28%
Sharpe ratio — 1 year (rf=6%)-0.43
Sharpe ratio — 3 years (rf=6%)0.00

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Equity Scheme - ELSS
Plan
Direct
Option
IDCW
ISIN (Growth)
INF251K01HH9
ISIN (Div re-invest)
INF251K01HG1
Fund code
150158
First price on record
14 Mar 2022 · 1,104 daily prices

About Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option

Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option is a Equity Scheme - ELSS offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the IDCW option. It has approximately 5 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option is ₹28.4363 (as of 4 Sep 2026). Historically, it has delivered -1.49% over the last year, 6.10% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 17.6% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 25.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option?+

The latest NAV of Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option is ₹28.4363 as of 4 Sep 2026, down 0.34% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option?+

Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option has delivered 1-year return -1.49%, 3-year CAGR 6.10%, since-inception CAGR 4.80%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option belong to?+

Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option is categorised as Equity Scheme - ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 17.6%, Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option?+

Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option a direct plan?+

Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option?+

Baroda BNP Paribas ELSS Tax Saver Fund - Direct Plan - IDCW Option has NAV history available from 14 Mar 2022 — approximately 5 years of track record and 1,104 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.