ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From ITI Mutual Fund. It's been running since 15 Jul 2021.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 74 other funds in Income/Debt Oriented Schemes - Dynamic Term Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 3 of last 6 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- ITI Mutual Fund
- Category
- Income/Debt Oriented Schemes - Dynamic Term Fund
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- INF00XX01BH3
- ISIN (Div re-invest)
- INF00XX01BD2
- Fund code
- 149023
- First price on record
- 15 Jul 2021 · 1,244 daily prices
About ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option
ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option is a Income/Debt Oriented Schemes - Dynamic Term Fund offered by ITI Mutual Fund under the Direct plan with the IDCW option. It has approximately 5 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option is ₹10.0763 (as of 4 Sep 2026). Historically, it has delivered 0.62% over the last year, 0.18% CAGR over 3 years, 0.01% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 3.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 4.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+
The latest NAV of ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option is ₹10.0763 as of 4 Sep 2026, down 0.00% from the previous day. NAV is updated once a business day after the market close.
What are the returns of ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+
ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option has delivered 1-year return 0.62%, 3-year CAGR 0.18%, 5-year CAGR 0.01%, since-inception CAGR 0.14%. Returns are historical and don't predict future performance — markets move in cycles.
What category does ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option belong to?+
ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option is categorised as Income/Debt Oriented Schemes - Dynamic Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+
Based on its 3-year annualised volatility of 3.3%, ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option a direct plan?+
ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option?+
ITI Dynamic Term Fund - Direct Plan - Monthly IDCW Option has NAV history available from 15 Jul 2021 — approximately 5 years of track record and 1,244 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.