TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Trust Mutual Fund. It's been running since 2 Feb 2021.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 51 other funds in Debt Scheme - Banking and PSU Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 5 of last 6 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- Trust Mutual Fund
- Category
- Debt Scheme - Banking and PSU Fund
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- INF0GCD01164
- ISIN (Div re-invest)
- INF0GCD01156
- Fund code
- 148670
- First price on record
- 2 Feb 2021 · 1,216 daily prices
About TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL
TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL is a Debt Scheme - Banking and PSU Fund offered by Trust Mutual Fund under the Direct plan with the IDCW option. It has approximately 6 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL is ₹1174.8326 (as of 10 Feb 2026). Historically, it has delivered 3.99% over the last year, 4.37% CAGR over 3 years, 3.39% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 1.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL?+
The latest NAV of TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL is ₹1174.8326 as of 10 Feb 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.
What are the returns of TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL?+
TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL has delivered 1-year return 3.99%, 3-year CAGR 4.37%, 5-year CAGR 3.39%, since-inception CAGR 3.35%. Returns are historical and don't predict future performance — markets move in cycles.
What category does TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL belong to?+
TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL is categorised as Debt Scheme - Banking and PSU Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL?+
Based on its 3-year annualised volatility of 1.7%, TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL a direct plan?+
TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL?+
TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL has NAV history available from 2 Feb 2021 — approximately 6 years of track record and 1,216 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.