PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From PGIM India Mutual Fund. It's been running since 8 Mar 2016.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 51 other funds in Debt Scheme - Banking and PSU Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 3 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 118% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- PGIM India Mutual Fund
- Category
- Debt Scheme - Banking and PSU Fund
- Plan
- Direct
- Option
- Dividend
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 138567
- First price on record
- 8 Mar 2016 · 1,266 daily prices
About PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend
PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend is a Debt Scheme - Banking and PSU Fund offered by PGIM India Mutual Fund under the Direct plan with the Dividend option. It has approximately 11 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend is ₹10.5566 (as of 29 Sep 2023). Historically, it has delivered -1.24% over the last year, 93.69% CAGR over 3 years, 0.45% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 117.6% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 86.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend?+
The latest NAV of PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend is ₹10.5566 as of 29 Sep 2023, up 0.00% from the previous day. NAV is updated once a business day after the market close.
What are the returns of PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend?+
PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend has delivered 1-year return -1.24%, 3-year CAGR 93.69%, 5-year CAGR 0.45%, since-inception CAGR -0.19%. Returns are historical and don't predict future performance — markets move in cycles.
What category does PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend belong to?+
PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend is categorised as Debt Scheme - Banking and PSU Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend?+
Based on its 3-year annualised volatility of 117.6%, PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend a direct plan?+
PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend?+
PGIM India Banking and PSU Debt fund- Direct Plan- Quarterly Dividend has NAV history available from 8 Mar 2016 — approximately 11 years of track record and 1,266 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.