debtLow risk

ITI Banking & PSU Debt Fund - Direct Plan - IDCW Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From ITI Mutual Fund. It's been running since 23 Oct 2020.

Latest price per unit

₹14.2241

▲ 0.03% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.05 L

▲ ₹5.2k gain · 5.2% / year

Invested 3 years ago

₹1.23 L

▲ ₹22.8k gain · 7.1% / year

Invested 5 years ago

₹1.36 L

▲ ₹36.0k gain · 6.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

0.8%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-1.06%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year5.23%

CAGR — 3 years7.09%

CAGR — 5 years6.35%

CAGR — since launch6.19%

Volatility — 1 year (annualised)0.83%

Volatility — 3 years (annualised)0.83%

Max drawdown — 1 year-0.35%

Max drawdown — 3 years-0.35%

Sharpe ratio — 1 year (rf=6%)-0.81

Sharpe ratio — 3 years (rf=6%)1.39

Fund info

Fund house: ITI Mutual Fund
Category: Debt Scheme - Banking and PSU Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF00XX01879
ISIN (Div re-invest): INF00XX01887
Fund code: 148536
First price on record: 23 Oct 2020 · 1,418 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.