MF Gyan
large capHigh risk6 years old

Principal Large Cap Fund - Direct Growth

Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing. From Principal Mutual Fund. It's been running since 20 Oct 2020.

Latest price per unit
₹14.81
▼ 0.13% today
As of 30 Dec 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.27 L
▲ ₹27.0k gain · 27.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹67.0k
Gain / loss+₹7.0k
XIRR (annualised)22.37%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹67.8k
Projected gain*+₹7.8k
*at this fund's historical rate of 22.37% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 65 other funds in Equity Scheme - Large Cap Fund

Same plan
1-year return
27.04%median 0.21% (+26.83%)
Rank #1 of 66Beats 98% of peers
Bumpiness (3Y)
13.60%median 13.86% (-0.27%)
Rank #25 of 66Less risky than 62% of peers
Worst-ever drop
-7.99%median -36.68% (+28.68%)
Rank #64 of 66Less risky than 2% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+16%
2020
+27%
2021
Best year
2021 · 26.80%
Worst year
2020 · 16.38%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.6%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.99%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Principal Large Cap Fund - Direct Growth against other large cap funds.

Technical details (for the pros)
CAGR — 1 year27.04%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch38.84%
Volatility — 1 year (annualised)13.57%
Volatility — 3 years (annualised)13.60%
Max drawdown — 1 year-7.99%
Max drawdown — 3 years-7.99%
Sharpe ratio — 1 year (rf=6%)1.36
Sharpe ratio — 3 years (rf=6%)2.03

Fund info

Fund house
Principal Mutual Fund
Category
Equity Scheme - Large Cap Fund
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
148524
First price on record
20 Oct 2020 · 295 daily prices

About Principal Large Cap Fund - Direct Growth

Principal Large Cap Fund - Direct Growth is a Equity Scheme - Large Cap Fund offered by Principal Mutual Fund under the Direct plan with the Growth option. It has approximately 6 years of NAV track record. The fund falls in the large cap category — Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing.

The current NAV of Principal Large Cap Fund - Direct Growth is ₹14.8100 (as of 30 Dec 2021). Historically, it has delivered 27.02% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.6% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 8.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Principal Large Cap Fund - Direct Growth?+

The latest NAV of Principal Large Cap Fund - Direct Growth is ₹14.8100 as of 30 Dec 2021, down 0.13% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Principal Large Cap Fund - Direct Growth?+

Principal Large Cap Fund - Direct Growth has delivered 1-year return 27.02%, since-inception CAGR 38.84%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Principal Large Cap Fund - Direct Growth belong to?+

Principal Large Cap Fund - Direct Growth is categorised as Equity Scheme - Large Cap Fund. Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing.

How risky is Principal Large Cap Fund - Direct Growth?+

Based on its 3-year annualised volatility of 13.6%, Principal Large Cap Fund - Direct Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Principal Large Cap Fund - Direct Growth a direct plan?+

Principal Large Cap Fund - Direct Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Principal Large Cap Fund - Direct Growth?+

Principal Large Cap Fund - Direct Growth has NAV history available from 20 Oct 2020 — approximately 6 years of track record and 295 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.