MF Gyan
large capHigh risk14 years oldAccelerating recently (last 6m ≈ 28% p.a.)

IDBI India Top 100 Equity Fund IDCW Direct

Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing. From IDBI Mutual Fund. It's been running since 3 Jan 2013.

Latest price per unit
₹30.24
▼ 0.23% today
As of 27 Jul 2023 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.18 L
▲ ₹18.4k gain · 18.4% / year
Invested 3 years ago
₹1.73 L
▲ ₹73.1k gain · 20.1% / year
Invested 5 years ago
₹1.62 L
▲ ₹61.7k gain · 10.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.24 L
Gain / loss+₹43.9k
XIRR (annualised)14.85%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.28 L
Projected gain*+₹47.8k
*at this fund's historical rate of 14.85% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 65 other funds in Equity Scheme - Large Cap Fund

Same plan
1-year return
18.42%median 0.21% (+18.21%)
Rank #4 of 66Beats 95% of peers
3-year return
20.06%median 10.90% (+9.16%)
Rank #2 of 66Beats 98% of peers
5-year return
10.09%median 8.73% (+1.36%)
Rank #18 of 66Beats 67% of peers
Bumpiness (3Y)
15.89%median 13.84% (+2.04%)
Rank #52 of 66Less risky than 22% of peers
Worst-ever drop
-39.66%median -36.39% (-3.27%)
Rank #18 of 66Less risky than 74% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+23%
2017
-11%
2018
+5%
2019
+18%
2020
+21%
2021
+3%
2022
+9%
2023
Best year
2017 · 23.22%
Worst year
2018 · -11.28%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.9%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-39.66%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of IDBI India Top 100 Equity Fund IDCW Direct against other large cap funds.

Technical details (for the pros)
CAGR — 1 year18.42%
CAGR — 3 years20.06%
CAGR — 5 years10.09%
CAGR — since launch8.92%
Volatility — 1 year (annualised)11.46%
Volatility — 3 years (annualised)15.89%
Max drawdown — 1 year-10.01%
Max drawdown — 3 years-18.16%
Sharpe ratio — 1 year (rf=6%)0.99
Sharpe ratio — 3 years (rf=6%)0.79

Fund info

Fund house
IDBI Mutual Fund
Category
Equity Scheme - Large Cap Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
118448
First price on record
3 Jan 2013 · 2,601 daily prices

About IDBI India Top 100 Equity Fund IDCW Direct

IDBI India Top 100 Equity Fund IDCW Direct is a Equity Scheme - Large Cap Fund offered by IDBI Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the large cap category — Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing.

The current NAV of IDBI India Top 100 Equity Fund IDCW Direct is ₹30.2400 (as of 27 Jul 2023). Historically, it has delivered 18.40% over the last year, 20.06% CAGR over 3 years, 10.09% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.9% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 39.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of IDBI India Top 100 Equity Fund IDCW Direct?+

The latest NAV of IDBI India Top 100 Equity Fund IDCW Direct is ₹30.2400 as of 27 Jul 2023, down 0.23% from the previous day. NAV is updated once a business day after the market close.

What are the returns of IDBI India Top 100 Equity Fund IDCW Direct?+

IDBI India Top 100 Equity Fund IDCW Direct has delivered 1-year return 18.40%, 3-year CAGR 20.06%, 5-year CAGR 10.09%, since-inception CAGR 8.92%. Returns are historical and don't predict future performance — markets move in cycles.

What category does IDBI India Top 100 Equity Fund IDCW Direct belong to?+

IDBI India Top 100 Equity Fund IDCW Direct is categorised as Equity Scheme - Large Cap Fund. Invests in India's largest listed companies (top 100 by size). Generally steadier than mid or small cap funds, but slower growing.

How risky is IDBI India Top 100 Equity Fund IDCW Direct?+

Based on its 3-year annualised volatility of 15.9%, IDBI India Top 100 Equity Fund IDCW Direct sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is IDBI India Top 100 Equity Fund IDCW Direct a direct plan?+

IDBI India Top 100 Equity Fund IDCW Direct is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is IDBI India Top 100 Equity Fund IDCW Direct?+

IDBI India Top 100 Equity Fund IDCW Direct has NAV history available from 3 Jan 2013 — approximately 14 years of track record and 2,601 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.