MF Gyan
debtLow risk7 years old

Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Indiabulls Mutual Fund. It's been running since 14 May 2019.

Latest price per unit
₹1,129.7294
▲ 0.03% today
As of 4 Mar 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹4.9k gain · 4.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.3k
Gain / loss+₹1.3k
XIRR (annualised)4.66%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹61.5k
Projected gain*+₹1.5k
*at this fund's historical rate of 4.66% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 51 other funds in Debt Scheme - Banking and PSU Fund

Same plan
1-year return
4.94%median 3.25% (+1.69%)
Rank #20 of 52Beats 61% of peers
Bumpiness (3Y)
1.19%median 1.77% (-0.58%)
Rank #21 of 52Less risky than 60% of peers
Worst-ever drop
-1.04%median -3.64% (+2.60%)
Rank #46 of 52Less risky than 10% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+6%
2019
+6%
2020
+1%
2021
Best year
2019 · 6.16%
Worst year
2021 · 0.54%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.2%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.04%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year4.94%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch6.89%
Volatility — 1 year (annualised)1.28%
Volatility — 3 years (annualised)1.19%
Max drawdown — 1 year-1.04%
Max drawdown — 3 years-1.04%
Sharpe ratio — 1 year (rf=6%)-0.80
Sharpe ratio — 3 years (rf=6%)0.72

Fund info

Fund house
Indiabulls Mutual Fund
Category
Debt Scheme - Banking and PSU Fund
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
147217
First price on record
14 May 2019 · 443 daily prices

About Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth

Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth is a Debt Scheme - Banking and PSU Fund offered by Indiabulls Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth is ₹1129.7294 (as of 4 Mar 2021). Historically, it has delivered 4.94% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth?+

The latest NAV of Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth is ₹1129.7294 as of 4 Mar 2021, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth?+

Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth has delivered 1-year return 4.94%, since-inception CAGR 6.89%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth belong to?+

Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth is categorised as Debt Scheme - Banking and PSU Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth?+

Based on its 3-year annualised volatility of 1.2%, Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth a direct plan?+

Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth?+

Indiabulls Banking & PSU Debt Fund-Direct Plan- Growth has NAV history available from 14 May 2019 — approximately 7 years of track record and 443 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.