MF Gyan
otherHigh risk8 years oldSteady vs its 3-year pace

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 12 Feb 2019.

Latest price per unit
₹19.41
▲ 0.00% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.01 L
▲ ₹1.2k gain · 1.2% / year
Invested 3 years ago
₹1.15 L
▲ ₹15.0k gain · 4.8% / year
Invested 5 years ago
₹1.34 L
▲ ₹33.7k gain · 6.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.82 L
Gain / loss+₹1.6k
XIRR (annualised)0.60%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.82 L
Projected gain*+₹1.7k
*at this fund's historical rate of 0.60% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 13 other funds in Solution Oriented Scheme - Children’s Fund

Same plan
1-year return
1.20%median 5.28% (-4.08%)
Rank #9 of 14Beats 38% of peers
3-year return
4.76%median 10.14% (-5.38%)
Rank #11 of 14Beats 0% of peers
5-year return
5.97%median 10.37% (-4.40%)
Rank #11 of 14Beats 0% of peers
Bumpiness (3Y)
15.97%median 12.75% (+3.22%)
Rank #14 of 14Less risky than 0% of peers
Worst-ever drop
-33.92%median -28.86% (-5.06%)
Rank #3 of 14Less risky than 77% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+16%
2020
+14%
2021
+1%
2022
+24%
2023
+8%
2024
+1%
2025
-5%
2026
Best year
2023 · 24.04%
Worst year
2026 · -4.53%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.0%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-33.92%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment against other other funds.

Technical details (for the pros)
CAGR — 1 year1.20%
CAGR — 3 years4.76%
CAGR — 5 years5.97%
CAGR — since launch9.16%
Volatility — 1 year (annualised)14.96%
Volatility — 3 years (annualised)15.97%
Max drawdown — 1 year-15.07%
Max drawdown — 3 years-21.78%
Sharpe ratio — 1 year (rf=6%)-0.32
Sharpe ratio — 3 years (rf=6%)-0.08

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Solution Oriented Scheme - Children’s Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF209KB1F18
ISIN (Div re-invest)
INF209KB1F26
Fund code
146408
First price on record
12 Feb 2019 · 1,862 daily prices

About ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment is a Solution Oriented Scheme - Children’s Fund offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment is ₹19.4100 (as of 4 Sep 2026). Historically, it has delivered 1.20% over the last year, 4.76% CAGR over 3 years, 5.97% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 33.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment?+

The latest NAV of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment is ₹19.4100 as of 4 Sep 2026, up 0.00% from the previous day. NAV is updated once a business day after the market close.

What are the returns of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment?+

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment has delivered 1-year return 1.20%, 3-year CAGR 4.76%, 5-year CAGR 5.97%, since-inception CAGR 9.16%. Returns are historical and don't predict future performance — markets move in cycles.

What category does ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment belong to?+

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment is categorised as Solution Oriented Scheme - Children’s Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment?+

Based on its 3-year annualised volatility of 16.0%, ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment a direct plan?+

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment?+

ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - IDCW Re-investment has NAV history available from 12 Feb 2019 — approximately 8 years of track record and 1,862 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.