MF Gyan
debtLow risk8 years oldSteady vs its 3-year pace

Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Groww Mutual Fund. It's been running since 6 Dec 2018.

Latest price per unit
₹1,012.8299
▲ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹1.6k gain · 1.6% / year
Invested 3 years ago
₹1.01 L
▲ ₹613 gain · 0.2% / year
Invested 5 years ago
₹1.00 L
▲ ₹205 gain · 0.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.81 L
Gain / loss+₹884
XIRR (annualised)0.33%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.81 L
Projected gain*+₹931
*at this fund's historical rate of 0.33% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 74 other funds in Income/Debt Oriented Schemes - Dynamic Term Fund

Same plan
1-year return
1.57%median 3.49% (-1.91%)
Rank #55 of 75Beats 27% of peers
3-year return
0.20%median 5.76% (-5.55%)
Rank #61 of 75Beats 19% of peers
5-year return
0.04%median 5.56% (-5.52%)
Rank #61 of 75Beats 9% of peers
Bumpiness (3Y)
3.14%median 2.47% (+0.67%)
Rank #48 of 75Less risky than 36% of peers
Worst-ever drop
-4.40%median -7.49% (+3.09%)
Rank #52 of 75Less risky than 31% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+0%
2020
+0%
2021
-0%
2022
+0%
2023
+0%
2024
+0%
2025
+0%
2026
Best year
2024 · 0.22%
Worst year
2022 · -0.11%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.1%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-4.40%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal against other debt funds.

Technical details (for the pros)
CAGR — 1 year1.57%
CAGR — 3 years0.20%
CAGR — 5 years0.04%
CAGR — since launch0.16%
Volatility — 1 year (annualised)2.26%
Volatility — 3 years (annualised)3.14%
Max drawdown — 1 year-1.26%
Max drawdown — 3 years-4.40%
Sharpe ratio — 1 year (rf=6%)-1.94
Sharpe ratio — 3 years (rf=6%)-1.84

Fund info

Fund house
Groww Mutual Fund
Category
Income/Debt Oriented Schemes - Dynamic Term Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF666M01EQ2
ISIN (Div re-invest)
INF666M01ER0
Fund code
145591
First price on record
6 Dec 2018 · 1,877 daily prices

About Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal

Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is a Income/Debt Oriented Schemes - Dynamic Term Fund offered by Groww Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is ₹1012.8299 (as of 4 Sep 2026). Historically, it has delivered 1.57% over the last year, 0.20% CAGR over 3 years, 0.04% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 4.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

The latest NAV of Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is ₹1012.8299 as of 4 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal has delivered 1-year return 1.57%, 3-year CAGR 0.20%, 5-year CAGR 0.04%, since-inception CAGR 0.16%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal belong to?+

Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is categorised as Income/Debt Oriented Schemes - Dynamic Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

Based on its 3-year annualised volatility of 3.1%, Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal a direct plan?+

Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal?+

Groww Dynamic Term Fund - Direct Plan - Monthly - Income Distribution cum capital withdrawal has NAV history available from 6 Dec 2018 — approximately 8 years of track record and 1,877 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.