MF Gyan
sectorHigh risk8 years oldAccelerating recently (last 6m ≈ 53% p.a.)

DSP Healthcare Fund - Direct Plan - IDCW

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From DSP Mutual Fund. It's been running since 3 Dec 2018.

Latest price per unit
₹29.593
▼ 0.38% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹8.6k gain · 8.6% / year
Invested 3 years ago
₹1.42 L
▲ ₹42.4k gain · 12.5% / year
Invested 5 years ago
₹1.31 L
▲ ₹31.3k gain · 5.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.03 L
Gain / loss+₹23.5k
XIRR (annualised)8.55%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.06 L
Projected gain*+₹25.8k
*at this fund's historical rate of 8.55% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 37 other funds in Equity Schemes - Sectoral Fund

Same plan
1-year return
8.64%median 8.66% (-0.02%)
Rank #18 of 38Beats 48% of peers
3-year return
12.50%median 16.47% (-3.97%)
Rank #15 of 38Beats 30% of peers
5-year return
5.60%median 13.85% (-8.25%)
Rank #15 of 38Beats 0% of peers
Bumpiness (3Y)
15.85%median 16.50% (-0.65%)
Rank #13 of 38Less risky than 68% of peers
Worst-ever drop
-28.80%median -24.02% (-4.78%)
Rank #13 of 38Less risky than 68% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+80%
2020
+12%
2021
-15%
2022
+26%
2023
+29%
2024
-13%
2025
+8%
2026
Best year
2020 · 79.89%
Worst year
2022 · -14.99%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.9%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-28.80%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DSP Healthcare Fund - Direct Plan - IDCW against other sector funds.

Technical details (for the pros)
CAGR — 1 year8.64%
CAGR — 3 years12.50%
CAGR — 5 years5.60%
CAGR — since launch14.94%
Volatility — 1 year (annualised)14.88%
Volatility — 3 years (annualised)15.85%
Max drawdown — 1 year-17.52%
Max drawdown — 3 years-26.75%
Sharpe ratio — 1 year (rf=6%)0.18
Sharpe ratio — 3 years (rf=6%)0.41

Fund info

Fund house
DSP Mutual Fund
Category
Equity Schemes - Sectoral Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF740KA1LH9
ISIN (Div re-invest)
INF740KA1LI7
Fund code
145455
First price on record
3 Dec 2018 · 1,889 daily prices

About DSP Healthcare Fund - Direct Plan - IDCW

DSP Healthcare Fund - Direct Plan - IDCW is a Equity Schemes - Sectoral Fund offered by DSP Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of DSP Healthcare Fund - Direct Plan - IDCW is ₹29.5930 (as of 4 Sep 2026). Historically, it has delivered 8.63% over the last year, 12.50% CAGR over 3 years, 5.60% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.9% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 28.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DSP Healthcare Fund - Direct Plan - IDCW?+

The latest NAV of DSP Healthcare Fund - Direct Plan - IDCW is ₹29.5930 as of 4 Sep 2026, down 0.38% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DSP Healthcare Fund - Direct Plan - IDCW?+

DSP Healthcare Fund - Direct Plan - IDCW has delivered 1-year return 8.63%, 3-year CAGR 12.50%, 5-year CAGR 5.60%, since-inception CAGR 14.94%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DSP Healthcare Fund - Direct Plan - IDCW belong to?+

DSP Healthcare Fund - Direct Plan - IDCW is categorised as Equity Schemes - Sectoral Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is DSP Healthcare Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 15.9%, DSP Healthcare Fund - Direct Plan - IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DSP Healthcare Fund - Direct Plan - IDCW a direct plan?+

DSP Healthcare Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is DSP Healthcare Fund - Direct Plan - IDCW?+

DSP Healthcare Fund - Direct Plan - IDCW has NAV history available from 3 Dec 2018 — approximately 8 years of track record and 1,889 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.