debtLow risk

UTI Banking & PSU Debt Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 15 Nov 2016.

Latest price per unit

₹13.7452

▲ 0.02% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.03 L

▲ ₹3.0k gain · 3.0% / year

Invested 3 years ago

₹1.11 L

▲ ₹11.4k gain · 3.7% / year

Invested 5 years ago

₹1.23 L

▲ ₹22.7k gain · 4.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.8%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-9.93%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year2.99%

CAGR — 3 years3.67%

CAGR — 5 years4.18%

CAGR — since launch3.16%

Volatility — 1 year (annualised)3.35%

Volatility — 3 years (annualised)3.78%

Max drawdown — 1 year-3.21%

Max drawdown — 3 years-3.76%

Sharpe ratio — 1 year (rf=6%)-0.87

Sharpe ratio — 3 years (rf=6%)-0.59

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789FA1V03
ISIN (Div re-invest): INF789FA1V11
Fund code: 140135
First price on record: 15 Nov 2016 · 2,375 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.