MF Gyan
debtLow risk9 years old

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From DHFL Pramerica Mutual Fund. It's been running since 5 Jul 2017.

Latest price per unit
₹15.25
▲ 0.15% today
As of 28 Jul 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹8.5k gain · 8.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹63.9k
Gain / loss+₹3.9k
XIRR (annualised)12.48%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹64.2k
Projected gain*+₹4.2k
*at this fund's historical rate of 12.48% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 80 other funds in Debt Scheme - Ultra Short Duration Fund

Same plan
1-year return
8.52%median 1.96% (+6.55%)
Rank #10 of 81Beats 88% of peers
Bumpiness (3Y)
5.02%median 1.14% (+3.88%)
Rank #71 of 81Less risky than 9% of peers
Worst-ever drop
-3.43%median -1.31% (-2.12%)
Rank #33 of 81Less risky than 60% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 3 years were positive.

+1%
2017
-1%
2018
+8%
2019
Best year
2019 · 7.54%
Worst year
2018 · -1.40%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.0%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.43%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend against other debt funds.

Technical details (for the pros)
CAGR — 1 year8.52%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch5.01%
Volatility — 1 year (annualised)2.13%
Volatility — 3 years (annualised)5.02%
Max drawdown — 1 year-1.26%
Max drawdown — 3 years-3.43%
Sharpe ratio — 1 year (rf=6%)1.19
Sharpe ratio — 3 years (rf=6%)0.50

Fund info

Fund house
DHFL Pramerica Mutual Fund
Category
Debt Scheme - Ultra Short Duration Fund
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
138357
First price on record
5 Jul 2017 · 299 daily prices

About DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend is a Debt Scheme - Ultra Short Duration Fund offered by DHFL Pramerica Mutual Fund under the Direct plan with the Dividend option. It has approximately 9 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend is ₹15.2500 (as of 28 Jul 2019). Historically, it has delivered 8.54% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend?+

The latest NAV of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend is ₹15.2500 as of 28 Jul 2019, up 0.15% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend has delivered 1-year return 8.54%, since-inception CAGR 5.01%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend belong to?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend is categorised as Debt Scheme - Ultra Short Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend?+

Based on its 3-year annualised volatility of 5.0%, DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend a direct plan?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Dividend has NAV history available from 5 Jul 2017 — approximately 9 years of track record and 299 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.