MF Gyan
debtLow risk11 years oldAccelerating recently (last 6m ≈ 14% p.a.)

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From DHFL Pramerica Mutual Fund. It's been running since 8 Mar 2016.

Latest price per unit
₹18.2209
▲ 0.15% today
As of 28 Jul 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.11 L
▲ ₹11.5k gain · 11.5% / year
Invested 3 years ago
₹1.29 L
▲ ₹28.6k gain · 8.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.08 L
Gain / loss+₹28.3k
XIRR (annualised)9.79%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.10 L
Projected gain*+₹29.9k
*at this fund's historical rate of 9.79% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 80 other funds in Debt Scheme - Ultra Short Duration Fund

Same plan
1-year return
11.46%median 1.96% (+9.49%)
Rank #6 of 81Beats 93% of peers
3-year return
8.74%median 1.30% (+7.44%)
Rank #1 of 81Beats 100% of peers
Bumpiness (3Y)
0.66%median 1.14% (-0.48%)
Rank #24 of 81Less risky than 70% of peers
Worst-ever drop
-0.81%median -1.39% (+0.58%)
Rank #63 of 81Less risky than 23% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+7%
2016
+7%
2017
+8%
2018
+8%
2019
Best year
2018 · 7.97%
Worst year
2017 · 6.99%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.7%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.81%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus against other debt funds.

Technical details (for the pros)
CAGR — 1 year11.46%
CAGR — 3 years8.74%
CAGR — 5 years—
CAGR — since launch8.86%
Volatility — 1 year (annualised)1.00%
Volatility — 3 years (annualised)0.66%
Max drawdown — 1 year-0.81%
Max drawdown — 3 years-0.81%
Sharpe ratio — 1 year (rf=6%)5.36
Sharpe ratio — 3 years (rf=6%)4.09

Fund info

Fund house
DHFL Pramerica Mutual Fund
Category
Debt Scheme - Ultra Short Duration Fund
Plan
Direct
Option
Bonus
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
138363
First price on record
8 Mar 2016 · 821 daily prices

About DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus is a Debt Scheme - Ultra Short Duration Fund offered by DHFL Pramerica Mutual Fund under the Direct plan with the Bonus option. It has approximately 11 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus is ₹18.2209 (as of 28 Jul 2019). Historically, it has delivered 11.48% over the last year, 8.74% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus?+

The latest NAV of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus is ₹18.2209 as of 28 Jul 2019, up 0.15% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus has delivered 1-year return 11.48%, 3-year CAGR 8.74%, since-inception CAGR 8.86%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus belong to?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus is categorised as Debt Scheme - Ultra Short Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus?+

Based on its 3-year annualised volatility of 0.7%, DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus a direct plan?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus is a Direct plan (no distributor commission — lower expense ratio) with the Bonus option.

How old is DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus?+

DHFL Pramerica Ultra Short Term Fund - Direct Plan - Bonus has NAV history available from 8 Mar 2016 — approximately 11 years of track record and 821 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.