MF Gyan
liquidLow risk10 years old

DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend

Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types. From DHFL Pramerica Mutual Fund. It's been running since 15 Dec 2016.

Latest price per unit
₹145.6889
▲ 0.03% today
As of 28 Jul 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.01 L
▲ ₹996 gain · 1.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹60.3k
Gain / loss+₹257
XIRR (annualised)0.81%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹60.3k
Projected gain*+₹264
*at this fund's historical rate of 0.81% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 143 other funds in Debt Scheme - Liquid Fund

Same plan
1-year return
1.00%median 0.17% (+0.83%)
Rank #61 of 144Beats 57% of peers
Bumpiness (3Y)
2.75%median 0.21% (+2.55%)
Rank #139 of 144Less risky than 3% of peers
Worst-ever drop
-1.57%median -0.33% (-1.24%)
Rank #38 of 144Less risky than 74% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+0%
2016
+0%
2017
+1%
2018
+1%
2019
Best year
2019 · 0.98%
Worst year
2016 · 0.25%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.8%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.57%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend against other liquid funds.

Technical details (for the pros)
CAGR — 1 year1.00%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch0.97%
Volatility — 1 year (annualised)2.82%
Volatility — 3 years (annualised)2.75%
Max drawdown — 1 year-1.55%
Max drawdown — 3 years-1.57%
Sharpe ratio — 1 year (rf=6%)-1.84
Sharpe ratio — 3 years (rf=6%)-1.89

Fund info

Fund house
DHFL Pramerica Mutual Fund
Category
Debt Scheme - Liquid Fund
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
138300
First price on record
15 Dec 2016 · 803 daily prices

About DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend

DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend is a Debt Scheme - Liquid Fund offered by DHFL Pramerica Mutual Fund under the Direct plan with the Dividend option. It has approximately 10 years of NAV track record. The fund falls in the liquid category — Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

The current NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend is ₹145.6889 (as of 28 Jul 2019). Historically, it has delivered 1.00% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend?+

The latest NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend is ₹145.6889 as of 28 Jul 2019, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend has delivered 1-year return 1.00%, since-inception CAGR 0.97%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend belong to?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend is categorised as Debt Scheme - Liquid Fund. Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

How risky is DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend?+

Based on its 3-year annualised volatility of 2.8%, DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend a direct plan?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Quarterly Dividend has NAV history available from 15 Dec 2016 — approximately 10 years of track record and 803 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.