MF Gyan
liquidLow risk9 years old

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend

Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types. From DHFL Pramerica Mutual Fund. It's been running since 7 Jul 2017.

Latest price per unit
₹144.7765
▲ 0.03% today
As of 28 Jul 2019 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.03 L
▲ ₹2.9k gain · 2.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹62.2k
Gain / loss+₹2.2k
XIRR (annualised)7.53%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.5k
Projected gain*+₹2.5k
*at this fund's historical rate of 7.53% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 143 other funds in Debt Scheme - Liquid Fund

Same plan
1-year return
2.95%median 0.17% (+2.78%)
Rank #56 of 144Beats 60% of peers
Bumpiness (3Y)
0.62%median 0.21% (+0.41%)
Rank #92 of 144Less risky than 36% of peers
Worst-ever drop
-0.66%median -0.33% (-0.32%)
Rank #52 of 144Less risky than 64% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+2%
2017
+2%
2018
+4%
2019
Best year
2019 · 4.22%
Worst year
2018 · 1.64%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.6%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.66%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend against other liquid funds.

Technical details (for the pros)
CAGR — 1 year2.95%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch3.48%
Volatility — 1 year (annualised)0.15%
Volatility — 3 years (annualised)0.62%
Max drawdown — 1 year0.00%
Max drawdown — 3 years-0.66%
Sharpe ratio — 1 year (rf=6%)0.48
Sharpe ratio — 3 years (rf=6%)-0.96

Fund info

Fund house
DHFL Pramerica Mutual Fund
Category
Debt Scheme - Liquid Fund
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
138296
First price on record
7 Jul 2017 · 329 daily prices

About DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend is a Debt Scheme - Liquid Fund offered by DHFL Pramerica Mutual Fund under the Direct plan with the Dividend option. It has approximately 9 years of NAV track record. The fund falls in the liquid category — Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

The current NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend is ₹144.7765 (as of 28 Jul 2019). Historically, it has delivered 5.26% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend?+

The latest NAV of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend is ₹144.7765 as of 28 Jul 2019, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend has delivered 1-year return 5.26%, since-inception CAGR 3.48%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend belong to?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend is categorised as Debt Scheme - Liquid Fund. Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

How risky is DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend?+

Based on its 3-year annualised volatility of 0.6%, DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend a direct plan?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend?+

DHFL Pramerica Insta Cash Fund - Direct Plan - Annual Dividend has NAV history available from 7 Jul 2017 — approximately 9 years of track record and 329 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.