MF Gyan
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HDFC Retirement Fund - Hybrid-Debt Plan - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 26 Feb 2016.

Latest price per unit
₹24.8394
0.04% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
₹2.2k gain · 2.2% / year
Invested 3 years ago
₹1.22 L
₹22.4k gain · 7.0% / year
Invested 5 years ago
₹1.42 L
₹41.9k gain · 7.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.6%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.84%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)
CAGR — 1 year2.22%
CAGR — 3 years6.97%
CAGR — 5 years7.25%
CAGR — since launch9.01%
Volatility — 1 year (annualised)3.78%
Volatility — 3 years (annualised)3.56%
Max drawdown — 1 year-4.03%
Max drawdown — 3 years-4.03%
Sharpe ratio — 1 year (rf=6%)-0.98
Sharpe ratio — 3 years (rf=6%)0.28

Fund info

Fund house
HDFC Mutual Fund
Category
Solution Oriented Schemes ** - Retirement Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF179KB1MJ2
ISIN (Div re-invest)
Fund code
136465
First price on record
26 Feb 2016 · 2,546 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.