MF Gyan
otherModerate risk7 years oldSteady vs its 3-year pace

Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From Axis Mutual Fund. It's been running since 27 Dec 2019.

Latest price per unit
₹20.42
▼ 0.05% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹2.4k gain · 2.4% / year
Invested 3 years ago
₹1.41 L
▲ ₹41.1k gain · 12.2% / year
Invested 5 years ago
₹1.45 L
▲ ₹44.7k gain · 7.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.96 L
Gain / loss+₹16.2k
XIRR (annualised)5.96%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.98 L
Projected gain*+₹17.5k
*at this fund's historical rate of 5.96% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 8 other funds in Solution Oriented Schemes ** - Retirement Fund

Same plan
1-year return
2.41%median -1.83% (+4.24%)
Rank #1 of 9Beats 100% of peers
3-year return
12.16%median 9.18% (+2.99%)
Rank #2 of 9Beats 88% of peers
5-year return
7.67%median 7.25% (+0.42%)
Rank #4 of 9Beats 63% of peers
Bumpiness (3Y)
10.91%median 11.77% (-0.86%)
Rank #5 of 9Less risky than 50% of peers
Worst-ever drop
-25.88%median -17.13% (-8.75%)
Rank #4 of 9Less risky than 63% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+18%
2020
+18%
2021
-7%
2022
+21%
2023
+21%
2024
+5%
2025
-1%
2026
Best year
2023 · 21.40%
Worst year
2022 · -6.95%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
10.9%

The value swings roughly 11% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-25.88%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year2.41%
CAGR — 3 years12.16%
CAGR — 5 years7.67%
CAGR — since launch11.25%
Volatility — 1 year (annualised)10.86%
Volatility — 3 years (annualised)10.91%
Max drawdown — 1 year-12.04%
Max drawdown — 3 years-13.96%
Sharpe ratio — 1 year (rf=6%)-0.33
Sharpe ratio — 3 years (rf=6%)0.52

Fund info

Fund house
Axis Mutual Fund
Category
Solution Oriented Schemes ** - Retirement Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF846K01S86
ISIN (Div re-invest)
—
Fund code
147825
First price on record
27 Dec 2019 · 1,660 daily prices

About Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option

Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option is a Solution Oriented Schemes ** - Retirement Fund offered by Axis Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option is ₹20.4200 (as of 4 Sep 2026). Historically, it has delivered 2.41% over the last year, 12.16% CAGR over 3 years, 7.67% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 10.9% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 25.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option?+

The latest NAV of Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option is ₹20.4200 as of 4 Sep 2026, down 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option?+

Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option has delivered 1-year return 2.41%, 3-year CAGR 12.16%, 5-year CAGR 7.67%, since-inception CAGR 11.25%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option belong to?+

Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option is categorised as Solution Oriented Schemes ** - Retirement Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 10.9%, Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option a direct plan?+

Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option?+

Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth Option has NAV history available from 27 Dec 2019 — approximately 7 years of track record and 1,660 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.