Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout
An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Navi Mutual Fund. It's been running since 31 Dec 2015.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 76 other funds in Equity Scheme - ELSS
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 5 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout against other elss funds.
Technical details (for the pros)
Fund info
- Fund house
- Navi Mutual Fund
- Category
- Equity Scheme - ELSS
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- INF959L01CE3
- ISIN (Div re-invest)
- —
- Fund code
- 135653
- First price on record
- 31 Dec 2015 · 2,532 daily prices
About Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is a Equity Scheme - ELSS offered by Navi Mutual Fund under the Direct plan with the IDCW option. It has approximately 11 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.
The current NAV of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is ₹32.4038 (as of 10 Apr 2026). Historically, it has delivered 7.63% over the last year, 12.98% CAGR over 3 years, 11.62% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 13.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 37.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout?+
The latest NAV of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is ₹32.4038 as of 10 Apr 2026, up 1.16% from the previous day. NAV is updated once a business day after the market close.
What are the returns of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout?+
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout has delivered 1-year return 7.63%, 3-year CAGR 12.98%, 5-year CAGR 11.62%, since-inception CAGR 12.06%. Returns are historical and don't predict future performance — markets move in cycles.
What category does Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout belong to?+
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is categorised as Equity Scheme - ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.
How risky is Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout?+
Based on its 3-year annualised volatility of 13.0%, Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
What is the lock-in period for Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout?+
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.
Is Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout a direct plan?+
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout?+
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout has NAV history available from 31 Dec 2015 — approximately 11 years of track record and 2,532 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.