MF Gyan
elssHigh risk11 years oldAccelerating recently (last 6m ≈ 18% p.a.)

PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From PGIM India Mutual Fund. It's been running since 14 Dec 2015.

Latest price per unit
₹40.68
▼ 0.02% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹2.2k gain · 2.2% / year
Invested 3 years ago
₹1.33 L
▲ ₹33.2k gain · 10.0% / year
Invested 5 years ago
₹1.67 L
▲ ₹67.0k gain · 10.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.98 L
Gain / loss+₹17.9k
XIRR (annualised)6.58%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.99 L
Projected gain*+₹19.5k
*at this fund's historical rate of 6.58% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 76 other funds in Equity Scheme - ELSS

Same plan
1-year return
2.19%median 2.11% (+0.08%)
Rank #30 of 77Beats 62% of peers
3-year return
10.01%median 9.69% (+0.32%)
Rank #37 of 77Beats 53% of peers
5-year return
10.80%median 8.43% (+2.37%)
Rank #27 of 77Beats 59% of peers
Bumpiness (3Y)
13.22%median 13.76% (-0.54%)
Rank #35 of 77Less risky than 55% of peers
Worst-ever drop
-36.67%median -35.12% (-1.55%)
Rank #31 of 77Less risky than 61% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+19%
2020
+38%
2021
+5%
2022
+21%
2023
+18%
2024
+3%
2025
+1%
2026
Best year
2021 · 38.25%
Worst year
2026 · 0.87%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.2%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-36.67%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth against other elss funds.

Technical details (for the pros)
CAGR — 1 year2.19%
CAGR — 3 years10.01%
CAGR — 5 years10.80%
CAGR — since launch13.97%
Volatility — 1 year (annualised)13.56%
Volatility — 3 years (annualised)13.22%
Max drawdown — 1 year-16.54%
Max drawdown — 3 years-16.54%
Sharpe ratio — 1 year (rf=6%)-0.28
Sharpe ratio — 3 years (rf=6%)0.29

Fund info

Fund house
PGIM India Mutual Fund
Category
Equity Scheme - ELSS
Plan
Direct
Option
Growth
ISIN (Growth)
INF663L01FN5
ISIN (Div re-invest)
—
Fund code
135601
First price on record
14 Dec 2015 · 2,645 daily prices

About PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth

PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth is a Equity Scheme - ELSS offered by PGIM India Mutual Fund under the Direct plan with the Growth option. It has approximately 11 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth is ₹40.6800 (as of 4 Sep 2026). Historically, it has delivered 2.19% over the last year, 10.01% CAGR over 3 years, 10.80% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 36.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth?+

The latest NAV of PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth is ₹40.6800 as of 4 Sep 2026, down 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth?+

PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth has delivered 1-year return 2.19%, 3-year CAGR 10.01%, 5-year CAGR 10.80%, since-inception CAGR 13.97%. Returns are historical and don't predict future performance — markets move in cycles.

What category does PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth belong to?+

PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth is categorised as Equity Scheme - ELSS. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth?+

Based on its 3-year annualised volatility of 13.2%, PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth?+

PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth a direct plan?+

PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth?+

PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth has NAV history available from 14 Dec 2015 — approximately 11 years of track record and 2,645 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.