debtLow risk

UTI Dynamic Term Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 8 Oct 2015.

Latest price per unit

₹15.1005

▲ 0.03% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.03 L

▲ ₹3.5k gain · 3.5% / year

Invested 3 years ago

₹1.13 L

▲ ₹12.9k gain · 4.1% / year

Invested 5 years ago

₹1.30 L

▲ ₹30.0k gain · 5.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.7%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-9.50%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year3.48%

CAGR — 3 years4.14%

CAGR — 5 years5.38%

CAGR — since launch3.38%

Volatility — 1 year (annualised)2.52%

Volatility — 3 years (annualised)3.69%

Max drawdown — 1 year-2.67%

Max drawdown — 3 years-3.97%

Sharpe ratio — 1 year (rf=6%)-0.96

Sharpe ratio — 3 years (rf=6%)-0.48

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Dynamic Term Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789FA1S65
ISIN (Div re-invest): INF789FA1S73
Fund code: 135536
First price on record: 8 Oct 2015 · 2,329 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.