debtLow risk

UTI Banking & PSU Debt Fund - Direct Plan - Monthly IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 26 Feb 2015.

Latest price per unit

₹13.7046

▲ 0.05% today

As of 3 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.02 L

▲ ₹1.7k gain · 1.7% / year

Invested 3 years ago

₹1.08 L

▲ ₹7.9k gain · 2.6% / year

Invested 5 years ago

₹1.15 L

▲ ₹14.7k gain · 2.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

1.5%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-7.97%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year1.75%

CAGR — 3 years2.56%

CAGR — 5 years2.79%

CAGR — since launch2.77%

Volatility — 1 year (annualised)1.40%

Volatility — 3 years (annualised)1.52%

Max drawdown — 1 year-0.59%

Max drawdown — 3 years-0.62%

Sharpe ratio — 1 year (rf=6%)-3.00

Sharpe ratio — 3 years (rf=6%)-2.12

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF789FC1HE1
ISIN (Div re-invest): INF789FC1HF8
Fund code: 134026
First price on record: 26 Feb 2015 · 2,583 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.