IDBI UST Bonus Direct
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From IDBI Mutual Fund. It's been running since 5 May 2014.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 80 other funds in Debt Scheme - Ultra Short Duration Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 7 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 6% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of IDBI UST Bonus Direct against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- IDBI Mutual Fund
- Category
- Debt Scheme - Ultra Short Duration Fund
- Plan
- Direct
- Option
- Bonus
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 126166
- First price on record
- 5 May 2014 · 1,855 daily prices
About IDBI UST Bonus Direct
IDBI UST Bonus Direct is a Debt Scheme - Ultra Short Duration Fund offered by IDBI Mutual Fund under the Direct plan with the Bonus option. It has approximately 13 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of IDBI UST Bonus Direct is ₹2343.8343 (as of 7 Jan 2022). Historically, it has delivered 4.16% over the last year, 5.71% CAGR over 3 years, 6.28% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 5.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of IDBI UST Bonus Direct?+
The latest NAV of IDBI UST Bonus Direct is ₹2343.8343 as of 7 Jan 2022, up 0.02% from the previous day. NAV is updated once a business day after the market close.
What are the returns of IDBI UST Bonus Direct?+
IDBI UST Bonus Direct has delivered 1-year return 4.16%, 3-year CAGR 5.71%, 5-year CAGR 6.28%, since-inception CAGR 7.14%. Returns are historical and don't predict future performance — markets move in cycles.
What category does IDBI UST Bonus Direct belong to?+
IDBI UST Bonus Direct is categorised as Debt Scheme - Ultra Short Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is IDBI UST Bonus Direct?+
Based on its 3-year annualised volatility of 5.6%, IDBI UST Bonus Direct sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is IDBI UST Bonus Direct a direct plan?+
IDBI UST Bonus Direct is a Direct plan (no distributor commission — lower expense ratio) with the Bonus option.
How old is IDBI UST Bonus Direct?+
IDBI UST Bonus Direct has NAV history available from 5 May 2014 — approximately 13 years of track record and 1,855 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.